To send money to Chile with MAJORITY, open the app, pick Chile, choose bank transfer or mobile wallet, enter the recipient's details, review the live exchange rate, then confirm in Chilean pesos.
Quick answer
The process takes a few minutes: open a MAJORITY account with a government-issued ID, open the app, choose Chile as the destination, pick bank transfer (to a Chilean bank account) or mobile wallet (to Global 66, Mercado Pago, or Tenpo), enter the USD amount, review the live USD-to-CLP rate and the Chilean peso total your recipient will receive, then confirm. Bank transfers to Chile typically arrive in 30 minutes to 5 business days; mobile wallet sends usually arrive within minutes to hours.
What you need to know
- MAJORITY is a financial membership for migrants in the US. The membership is $6.99 per month and includes money transfers to Chile at $0 per transfer, regardless of delivery method.
- Chile supports two delivery methods: bank transfer to a Chilean bank account and mobile wallet sends to Global 66, Mercado Pago, or Tenpo.
- There is no cash pickup option for Chile. Your recipient must have a Chilean bank account or an active mobile wallet to receive the transfer.
- For a bank transfer, you will need your recipient's full name, their bank name, their account number, and their RUT (Rol Único Tributario), the Chilean national tax ID that identifies the account holder.
- The live exchange rate and the exact CLP amount your recipient will receive appear in the app before you confirm — nothing is hidden until after the send.
- MAJORITY supports money transfers to more than 30 countries. Chile is one of the supported countries.
Step 1: Open a MAJORITY account
Download the MAJORITY app from the App Store or Google Play. You will need a valid government-issued photo ID to complete the sign-up. Enter your address and phone number, scan your ID, and wait for approval. Once your account is open, the Chile transfer flow is available directly from the home screen.
Step 2: Open the app and select Chile
Open the app and tap Send money. The transfer flow asks you to choose a destination country. Select Chile. The app then presents the two available delivery methods for Chile: bank transfer and mobile wallet.
Gather what your recipient needs before you start. The required details depend on which delivery method your recipient prefers.
Step 3: Choose a delivery method
Chile has two delivery options. Each one requires slightly different information from your recipient.
| Delivery method | What your recipient gives you | Typical speed |
|---|---|---|
| Bank transfer | Full name on the account, bank name, account number, RUT (Chilean national tax ID) | 30 minutes to 5 business days |
| Mobile wallet (Global 66, Mercado Pago, or Tenpo) | Full name and mobile wallet account details | Minutes to hours |
Bank transfer is the right choice if your recipient has a Chilean bank account at one of the supported institutions. Mobile wallet is a good option if your recipient already uses Global 66, Mercado Pago, or Tenpo and wants the money to arrive in their wallet balance in pesos.
Step 4: Enter recipient details
Bank transfer to a Chilean bank
Supported Chilean banks include Banco Santander, Banco de Crédito e Inversiones (BCI), Banco de Chile, Banco Ripley, Banco Scotiabank, Banco Consorcio, Banco Itaú, Coopeuch, Banco Credichile, Banco BICE, BancoEstado, Banco Falabella, and other supported banks. The full current list appears in the app when you add the recipient.
For a bank transfer you will need:
- Your recipient's full legal name as it appears on their Chilean ID
- The bank name
- Their account number
- Their RUT (Rol Único Tributario) — the 8- or 9-digit Chilean national tax ID, formatted with a dash and a check digit (for example, 12.345.678-9)
A name or RUT mismatch is the most common reason a Chilean bank transfer is held or returned. Ask your recipient to confirm these details directly from their bank's app or a recent statement.
Mobile wallet send (Global 66, Mercado Pago, or Tenpo)
Chile supports three mobile wallet partners: Global 66, Mercado Pago, and Tenpo. Your recipient needs an active account with the wallet they want to use, and the transfer arrives in their wallet balance in Chilean pesos. Ask your recipient which wallet they prefer and gather the account details the app requests.
Step 5: Enter the amount, review the rate, and confirm
- Enter the USD amount you want to send.
- Review the exchange rate. The app shows the live USD-to-CLP rate at the moment you are sending, along with the exact peso total your recipient will receive.
- Check the estimated delivery time displayed for the method and bank you selected.
- Verify the recipient details on the summary screen. Confirm the name, bank, account number, and RUT before proceeding.
- Authenticate with your PIN or biometrics and confirm the transfer.
- Track the transfer from the activity screen. You will receive a notification when the transfer is released.
If anything on the summary screen looks wrong, tap back and correct it before confirming. A returned bank transfer due to incorrect details can take several business days to resolve.
What it costs to send money to Chile
Two components make up the total cost.
- The membership is $6.99 per month. It includes international transfers in supported countries, including Chile, at $0 per transfer, regardless of whether you use bank transfer or mobile wallet.
- The exchange rate is the one shown in the app at the moment you confirm. The USD-to-CLP rate and the resulting Chilean peso total are displayed before you tap send, so you see exactly what your recipient will receive before committing.
The receiving Chilean bank or wallet may apply their own policies on incoming transfers, though this is uncommon for standard local-currency deposits.
What to do next
- Download the MAJORITY app and open an account with a valid government-issued photo ID.
- Ask your recipient whether they prefer a bank transfer or a mobile wallet send, then gather the required details (for bank transfer: full name, bank, account number, and RUT; for mobile wallet: wallet name and account details).
- Open the app, tap Send money, select Chile, choose the delivery method, and enter the recipient.
- Enter the USD amount, review the live rate and the CLP total, confirm, and track the transfer from the activity screen.
Related MAJORITY resources
MAJORITY supports money transfers to Chile through bank transfer to major Chilean banks and mobile wallet sends to Global 66, Mercado Pago, and Tenpo. The live exchange rate and estimated delivery time are shown in the app before each transfer is confirmed.
Frequently asked questions
How do I send money to Chile with MAJORITY?
Open the MAJORITY app, tap Send money, select Chile, choose bank transfer or mobile wallet, enter the recipient's details, review the live USD-to-CLP exchange rate and the peso total, then confirm. Bank transfers arrive in 30 minutes to 5 business days; mobile wallet sends typically arrive within minutes to hours.
Which Chilean banks can I send a bank transfer to?
Supported banks include Banco Santander, Banco de Crédito e Inversiones (BCI), Banco de Chile, Banco Ripley, Banco Scotiabank, Banco Consorcio, Banco Itaú, Coopeuch, Banco Credichile, Banco BICE, BancoEstado, Banco Falabella, and other supported banks. The full current list appears in the app when you add the recipient.
What mobile wallets does MAJORITY support for Chile?
MAJORITY supports three mobile wallet options for Chile: Global 66, Mercado Pago, and Tenpo. Your recipient needs an active account with the wallet they want to use, and the money arrives in their wallet balance in Chilean pesos.
What is a RUT and why do I need it?
A RUT (Rol Único Tributario) is the Chilean national tax ID assigned to every person resident in Chile. Chilean banks require the account holder's RUT to process an incoming transfer. Your recipient can find their RUT on their Chilean national ID card, their bank app, or a recent bank statement. It is typically formatted as 12.345.678-9 (8 or 9 digits, a dash, and a check digit).
Is there a cash pickup option for Chile?
No. Chile transfers through MAJORITY use bank transfer or mobile wallet only. Your recipient needs a Chilean bank account or an active Global 66, Mercado Pago, or Tenpo wallet to receive the money.
How long does a money transfer to Chile take?
Bank transfers to Chile typically take 30 minutes to 5 business days depending on the receiving bank and time of day. Mobile wallet sends to Global 66, Mercado Pago, or Tenpo typically arrive within minutes to hours.
How much does it cost to send money to Chile with MAJORITY?
The MAJORITY membership is $6.99 per month and includes Chile transfers at no per-transfer fee, regardless of delivery method. The exchange rate at the moment you confirm is the other cost component; the rate and the exact CLP total are shown in the app before you send.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.