SEND MONEY TO CHILE

Open the MAJORITY app and select Money transfers, then choose Chile. Or message MAJORITY on WhatsApp with nothing to download. Enter your amount, add your recipient’s name and RUT, and pick a bank deposit or a mobile wallet. You see the live USD-to-CLP rate, the delivery estimate, and any fee before you confirm.

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Both work, and the difference is price and setup. With a membership in the app you send to Chile with a $0 transfer fee, and you get your full MAJORITY account, saved recipients, and your transfer history in one place. On WhatsApp you pay $1.99 per transfer with nothing to download and no ID to upload, so it suits a one-off transfer. In both cases you see the rate and any fee before you confirm.

Yes. You send through MAJORITY, an authorized money transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed partners, and you confirm the amount and the rate before the money is sent. Money transfer services are not FDIC insured.

No SSN required. You open your MAJORITY account with a passport or other approved government-issued ID and proof of US residency, then send money to Chile. On WhatsApp there’s no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

Most transfers to Chile arrive in minutes. Bank deposits usually land within a few minutes of you confirming. Mobile wallet transfers usually arrive in under half an hour. You see the delivery estimate for your chosen method before you confirm.

Two ways. A bank deposit to their account at BancoEstado, Banco Falabella, Banco BCI, Banco Santander, Banco de Chile, Banco Ripley, or Scotiabank. Or a mobile wallet transfer to Tenpo, Mercado Pago, or Global66. Bank deposit and mobile wallet are the two ways money arrives in Chile today. Confirm your recipient’s bank or wallet in the app before you send, because available options can change.

Their full name as it appears on their ID and their RUT, the Chilean national ID number, on every transfer. For a bank deposit: their bank and their account number. For a mobile wallet: their Chilean mobile number, and the wallet they use. The RUT ends in a verifier digit, which is a number or the letter K, and you enter it exactly as it appears on their Chilean ID card.

You get the live USD-to-CLP rate shown in the app or the WhatsApp chat at the moment you send, and you see it before you confirm along with any fee and the exact amount in Chilean pesos your family receives. Rates move during the day, so the number you see at confirmation is the one that applies. MAJORITY earns money on the foreign exchange rate on all transfers.

You see your available limit in the app or in the WhatsApp chat before you send, and it depends on your account, how long you have been with MAJORITY, and the details you have verified. Transfer limits apply and vary per user.