Yes. You can send money internationally on WhatsApp from the US. A few regulated services now let you start or confirm an international money transfer right inside WhatsApp instead of opening a separate app. With MAJORITY, sending money on WhatsApp is a channel built on your regulated account, not a separate product, so the money moves the same secure way it always does.
How sending money on WhatsApp works
- You set up an account with a regulated money transfer service that supports WhatsApp, and you verify your identity.
- You tell the service who you are paying and how much, either in its app or through its WhatsApp flow.
- You review the exchange rate, any fee, and the recipient details, then confirm.
- Your recipient gets the money in their local currency through the delivery option you chose.
More than one service offers this today, so WhatsApp sending is not unique to a single brand. The differences are in pricing, identity requirements, the destinations supported, and how the WhatsApp flow connects to your account.
How MAJORITY's approach works
MAJORITY gives you two paths to the same transfer. You can send entirely in the MAJORITY app, or you can start and confirm the transfer through WhatsApp, with the money moving through your regulated MAJORITY account either way. Because it is the same account behind both paths, you see our competitive exchange rate and any fee before you send, every time.
| Question | Answer with MAJORITY |
|---|---|
| Is WhatsApp a separate product? | No, it is a channel on your MAJORITY account |
| Can I choose how to send? | Yes, in the app or through WhatsApp |
| Do I see the rate first? | Yes, before you confirm |
| Do I need an SSN? | No, see below |
Sending money on WhatsApp is included with a MAJORITY membership, so you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Other fees may apply: cash pickup may carry a fee depending on the destination country. For current pricing, see the MAJORITY send money page. You always see our competitive exchange rate and any fee before you send.
You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license. No Social Security number is required.
Related resources
- How to send money on WhatsApp with MAJORITY for the full step-by-step
- Send money on WhatsApp without the app if you want to send straight from WhatsApp
- What you need to send money on WhatsApp for eligibility and the no-SSN details
Frequently asked questions
Can you really send money on WhatsApp in the US?
Yes. Several regulated money transfer services, including MAJORITY, let you send money internationally on WhatsApp from the US. You verify your identity once, then send through the app or through WhatsApp.
Is WhatsApp sending a separate product?
With MAJORITY, no. It is a channel on top of your regulated MAJORITY account, so the transfer works the same way whether you start it in the app or in WhatsApp.
Does only one company offer this?
No. More than one service offers WhatsApp sending. They differ in pricing, identity requirements, supported destinations, and how the WhatsApp flow connects to your account.
How much does it cost to send on WhatsApp with MAJORITY?
Sending money on WhatsApp is included with a MAJORITY membership, so you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Other fees may apply: cash pickup may carry a fee depending on the destination country. You see our competitive exchange rate and any fee before you send.
Do I need a Social Security number to send money on WhatsApp?
No. You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
These services are not FDIC-insured.
MAJORITY earns money on the foreign exchange rate on all transfers.
Transfer limits apply and vary per member.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.