Yes, you can send money on WhatsApp without downloading the app. A guided WhatsApp chat walks you to a quick web checkout, where a light identity check confirms who you are. With a MAJORITY membership, you pay a $0 MAJORITY transfer fee in the app; sending on WhatsApp without a membership is $1.99 per transfer. Cash pickup may carry a fee depending on the destination country. No Social Security number is required.
Who this is for
This path is for anyone who wants to send money fast without installing anything. You might be helping a family member, sending on a borrowed phone, or simply preferring to stay inside the chat you already use. You start the guided WhatsApp chat, finish a short web checkout, and your money is on its way. If you want a $0 MAJORITY transfer fee and full account features, you can use the MAJORITY app instead.
How to send without the app
- Start the guided WhatsApp chat and tell it where you want to send money.
- Tap the secure link to open the quick web checkout in your browser.
- Complete the light identity check with your name, date of birth, email, and address.
- Enter your recipient's payout details for the destination country.
- Review the exchange rate and the fee, then confirm to send.
What you need
You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license. No Social Security number is required. For the no-app path, you complete a light identity check with your name, date of birth, email, and address, plus your recipient's payout details. See the MAJORITY send money page for what is supported in each destination country.
| You need | For the no-app path | For the member app |
|---|---|---|
| Identity check | Name, date of birth, email, and address | Approved government-issued ID at signup |
| SSN | Not required | Not required |
| Recipient details | Their payout details for the destination | Their payout details for the destination |
| MAJORITY transfer fee | $1.99 per transfer | $0, included with Plus |
What it costs
Sending money on WhatsApp is included with a MAJORITY membership, so you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Other fees may apply: cash pickup may carry a fee depending on the destination country. For current pricing, see the MAJORITY send money page. You always see our competitive exchange rate and any fee before you send.
How it differs from the member app path
The no-app path is built for speed: a guided chat, a quick web checkout, and a light identity check, with a $1.99 fee per transfer. The member app path gives you a full MAJORITY account, a $0 MAJORITY transfer fee, and saved recipients for next time. Both let you see our competitive exchange rate and any fee before you send. For the full walkthrough, see How to send money on WhatsApp with MAJORITY.
Frequently asked questions
Can I send money on WhatsApp without downloading the app?
Yes. A guided WhatsApp chat takes you to a quick web checkout, where you finish a light identity check and send. You do not need to install the app to send this way.
Do I need a Social Security number to send without the app?
No. You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license. No Social Security number is required.
What does it cost to send without the app?
With a MAJORITY membership, you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Cash pickup may carry a fee depending on the destination country. You see our competitive exchange rate and any fee before you send.
What information do I need for the web checkout?
For the light identity check you provide your name, date of birth, email, and address. You also enter your recipient's payout details for the destination country.
Is the no-app path different from using the MAJORITY app?
Yes. The no-app path is a quick web checkout with a $1.99 fee per transfer. The member app gives you a full account and a $0 MAJORITY transfer fee. Both show our competitive exchange rate and any fee before you send.
How do I get the $0 transfer fee?
The $0 MAJORITY transfer fee is included with a MAJORITY membership when you send in the app. Without a membership, a $1.99 fee per transfer applies on the no-app path.
Related resources
- How to send money on WhatsApp with MAJORITY
- What you need to send money on WhatsApp
- What it really costs to send money on WhatsApp
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
These services are not FDIC-insured.
MAJORITY earns money on the foreign exchange rate on all transfers.
Transfer limits apply and vary per member.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.