To send money to Colombia with MAJORITY, open the app, select Colombia, choose your delivery method, enter the recipient's details, and confirm.
Quick answer
Colombia is a supported destination with three main delivery methods: bank transfer to a Colombian bank, mobile wallet deposit to Nequi, Daviplata, or Movii, and cash pickup at Efecty, Éxito, or Banco W. You set up the transfer in the app, pick Colombia, choose the method that fits your recipient, enter their details, and confirm. The funds are delivered in Colombian pesos (COP) at the exchange rate the app shows you before you confirm.
What you need to know
- To send money to Colombia from the US, you need an active account, a destination delivery method, and the recipient's name and contact details for that method.
- Colombia supports three delivery methods: bank transfer (30 minutes to 5 business days), mobile wallet to Nequi, Daviplata, or Movii (minutes to hours), and cash pickup at Efecty, Éxito, and Banco W (same day at participating locations).
- The account is opened in the app with a government-issued ID such as a passport, a US driver's license, or a matrícula consular; an SSN is not required to open the account.
- Transfers can be initiated from the app on your phone; members can also start a Colombia transfer by messaging on WhatsApp, which routes into the same destination.
- The funds are delivered in Colombian pesos at the live USD-to-COP exchange rate the app quotes before you confirm.
- With the membership at $5.99 per month, money transfers to supported countries are fee-free at the member tier, regardless of delivery method, so there is no per-transfer charge stacked on top of the membership.
Before you send: opening an account
Sending money to Colombia starts with an active account in the US. The account is opened in the app and verified with a government-issued ID. You do not need an SSN to open the account.
Accepted IDs include:
- Passport from your country of origin
- Driver's license issued by a US state
- Matrícula consular issued by your country's consulate in the US
- Other government-issued IDs accepted in the in-app verification process
The app walks you through the steps: provide your name and address, upload a photo of your ID, take a selfie for identity verification, and submit. Once the account is active, you can fund it and send to Colombia.
How to send money to Colombia, step by step
These are the sender-side steps, from opening the app to seeing the transfer marked complete.
- Open the app and sign in.
- Tap Send money and select Colombia as the destination country.
- Enter the amount you want to send in US dollars. The app shows the live USD-to-COP exchange rate, the COP amount your recipient will receive, and the estimated delivery time before you confirm.
- Choose the delivery method: bank transfer, mobile wallet, or cash pickup.
- Enter the recipient's details for that method.
- For bank transfer: bank name, account type (cuenta de ahorros or cuenta corriente), account number, cédula, full legal name, phone number.
- For mobile wallet: wallet (Nequi, Daviplata, or Movii), phone number registered to the wallet, recipient name.
- For cash pickup: recipient name as it appears on their ID, phone number, and (depending on the partner) the cédula.
- Review the summary: exchange rate, COP amount the recipient will receive, delivery method, recipient details, and any cost.
- Confirm the transfer. Track the status in the app under your wallet or transfers tab; it moves from Pending to Completed when the funds reach the recipient.
Which delivery method to choose
The Colombia destination supports three delivery methods. The table below summarizes the trade-offs so you can match the method to your recipient's situation.
| Delivery method | What your recipient needs | Typical speed | Best for |
|---|---|---|---|
| Bank transfer to a Colombian bank | An account at Bancolombia, Banco Davivienda, Banco de Bogotá, Banco BBVA, Banco AV Villas, Banco Popular, Banco Caja Social, or another supported institution | 30 minutes to 5 business days, depending on the receiving bank | Recipients with a Colombian bank account who do not need the funds the same hour |
| Mobile wallet deposit | A Nequi, Daviplata, or Movii account on the recipient's phone | Minutes to hours | Recipients who already use a phone-based wallet for daily spending |
| Cash pickup at a partner location | A government-issued ID at a participating partner, including Efecty, Éxito, and Banco W | Same day at most participating locations | Recipients without a bank account or wallet, or who need cash in hand the same day |
The fastest method depends on the recipient. Mobile wallet deposits to Nequi or Daviplata typically arrive in minutes when the recipient's phone number is active and the wallet is registered. Cash pickup at Efecty or Éxito is usually available within the same day. Bank transfer is the most common option for monthly support transfers to a household in Colombia.
What information you need from your recipient
The exact fields depend on the delivery method, but the core details below cover the three Colombia delivery methods.
- Full legal name. Exactly as it appears on the recipient's ID or bank account.
- Phone number. A Colombian mobile number registered to the wallet, used for bank notifications, or available at the pickup counter.
- Cédula. A cédula de ciudadanía for Colombian citizens or a cédula de extranjería for foreign nationals legally residing in Colombia. A passport is accepted in some flows for non-residents.
- Bank or wallet name (if applicable). The exact Colombian bank for a bank transfer, or the wallet provider (Nequi, Daviplata, or Movii) for a mobile wallet deposit.
- Account number (bank transfer only). The full account number as it appears on the recipient's statement or app, with no spaces or trimmed leading zeros.
- Account type (bank transfer only). Savings (cuenta de ahorros) or checking-equivalent (cuenta corriente). Most Colombian retail accounts are cuenta de ahorros.
Confirming these details in writing with your recipient before you start the transfer is the easiest way to avoid typos that can delay or block the delivery.
How much does it cost to send money to Colombia?
The cost of a Colombia transfer at the member tier has one component: the exchange-rate margin. With the membership at $5.99 per month, money transfers to supported countries are fee-free regardless of delivery method, so there is no per-transfer charge stacked on top of the membership cost.
The exchange rate the app shows you before confirmation is the rate applied to the conversion from USD to COP. The total COP amount the recipient receives is the number you see on the confirmation screen.
Tracking and resolving issues
Every Colombia transfer is visible in the transfers tab inside the app. The status moves through Pending, In Progress, and Completed; if a transfer is held for additional verification, the app prompts you in-flow.
Common reasons a Colombia transfer can be delayed or returned:
- A typo in the recipient's account number, cédula, or full legal name.
- The recipient's bank or wallet is not on the supported list (a small minority of institutions are not yet supported).
- An unusual transfer amount that triggers additional verification on the US side.
If a transfer is returned, the funds usually settle back to your balance within a few business days. The cleanest fix is to re-confirm the recipient's details and resend.
What to do next
- Open or sign in to the app to get started.
- Confirm with your recipient which delivery method works best: bank transfer, mobile wallet (Nequi, Daviplata, or Movii), or cash pickup (Efecty, Éxito, Banco W).
- Collect the recipient's full legal name, phone number, cédula, and any method-specific details such as the bank, account type and number, or wallet provider.
- Enter the amount, review the COP amount your recipient will receive and the estimated delivery time, and confirm.
- Track the status in the app and stay reachable in case the receiving partner asks the recipient for an additional detail.
How MAJORITY can help
MAJORITY is a financial membership for migrants and newcomers in the US, and Colombia is one of the supported money-transfer routes. The destination covers bank transfers to Bancolombia, Banco Davivienda, Banco de Bogotá, Banco BBVA, Banco AV Villas, Banco Popular, Banco Caja Social, and other supported institutions, mobile wallet sends to Nequi, Daviplata, and Movii, and cash pickup at Efecty, Éxito, and Banco W. The membership is $5.99 per month and includes money transfers at the member tier in supported countries, with the COP amount the recipient will receive shown in the app before each transfer is confirmed.
Frequently asked questions
How do I send money to Colombia from the US?
Open the app, sign in, tap Send money, and select Colombia as the destination. Choose a delivery method (bank transfer, mobile wallet to Nequi, Daviplata, or Movii, or cash pickup at Efecty, Éxito, or Banco W), enter the recipient's details, review the COP amount and exchange rate, and confirm.
Can I send money to Colombia via WhatsApp?
Yes, members can initiate a Colombia transfer by messaging on WhatsApp. The WhatsApp flow asks for the same details as the app and routes into the same Colombia destination, with the COP amount and exchange rate shown before you confirm.
Do I need an SSN to send money to Colombia?
No, you do not need an SSN to open an account or to send money to Colombia. Accepted IDs at account opening include a passport, a US driver's license, a matrícula consular, and other government-issued IDs supported in the in-app verification process.
Which delivery method is fastest for Colombia?
Mobile wallet deposits to Nequi, Daviplata, or Movii are typically the fastest, arriving in minutes to hours when the recipient's phone is active. Cash pickup at Efecty, Éxito, or Banco W is usually available the same day. Bank transfers to a Colombian bank arrive in 30 minutes to 5 business days, depending on the receiving institution.
What information do I need from my recipient in Colombia?
You need the recipient's full legal name and Colombian phone number, plus method-specific details: the bank, account type (cuenta de ahorros or cuenta corriente), account number, and cédula for a bank transfer; the wallet provider and phone number for a mobile wallet; and the cédula (with some partners) plus the pickup code for cash pickup.
How much does it cost to send money to Colombia?
With the membership at $5.99 per month, money transfers to supported countries are fee-free at the member tier, regardless of delivery method. The exchange rate applied to the USD-to-COP conversion is shown in the app before you confirm the transfer, so the total COP amount the recipient will receive is visible up front.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.