You can send money on WhatsApp with MAJORITY in two ways. If you have a MAJORITY membership, the WhatsApp flow opens the MAJORITY app and you pay from your account with a $0 MAJORITY transfer fee. If you do not have a membership, you can send without the app through a guided WhatsApp chat and a quick web checkout, where a $1.99 fee per transfer applies. Either way, you see our competitive exchange rate and any fee before you send, and no SSN is required.
The two ways to send
There are two paths, and the WhatsApp flow picks the right one for you.
- With a MAJORITY membership: the flow opens the MAJORITY app and you pay from your MAJORITY account. The MAJORITY transfer fee is $0, included with your membership.
- Without a membership: you can send without the app. A guided WhatsApp chat walks you through a quick web checkout with a light identity check, and a $1.99 fee per transfer applies.
Sending money on WhatsApp is included with a MAJORITY membership, so you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Other fees may apply: cash pickup may carry a fee depending on the destination country. For current pricing, see the MAJORITY send money page. You always see our competitive exchange rate and any fee before you send.
How to send money on WhatsApp, step by step
- Start the MAJORITY WhatsApp flow, or message the MAJORITY WhatsApp number.
- Tell us where you are sending: choose the country, delivery method, and recipient details.
- Confirm the amount and rate. You see our competitive exchange rate, any fee, and the delivery estimate before you confirm.
- Send. You get a confirmation in WhatsApp and, if you are a member, in the MAJORITY app.
What it costs and how fast it arrives
You see our competitive exchange rate and any fee before you send, along with the amount your recipient receives, so the cost is clear up front and nothing is deducted by surprise afterward. With a MAJORITY membership, you send with a $0 MAJORITY transfer fee; sending on WhatsApp without a membership is $1.99 per transfer, shown before you confirm. Cash pickup may carry a fee depending on the destination country.
| Delivery method | Typical speed |
|---|---|
| Bank deposit | Within 30 minutes to 5 days |
| Mobile wallet | Typically within minutes |
| Cash pickup | Typically same-day, where available |
Speeds vary by country and method, and you see the estimate for your transfer before you confirm.
Why send money on WhatsApp with MAJORITY
Other services also send money over WhatsApp, so the difference is in the terms. With a MAJORITY membership, you send with a $0 MAJORITY transfer fee, you see our competitive exchange rate and any fee before you send, and you can do it in English or Spanish. You can also open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license, with no Social Security number required.
Where you can send
MAJORITY supports money transfers to more than 30 countries. You can learn the current list and live pricing on the MAJORITY send money page. For more on the cost, eligibility, and safety of sending on WhatsApp, see What it really costs to send money on WhatsApp, What you need to send money on WhatsApp, and Is it safe to send money on WhatsApp?.
Frequently asked questions
How do I send money on WhatsApp?
Start the MAJORITY WhatsApp flow, choose the country and delivery method, enter your recipient's details, review the rate, and confirm.
Do I need the MAJORITY app to send on WhatsApp?
No. With a MAJORITY membership, you pay from the app with a $0 MAJORITY transfer fee, and without a membership you can send through a guided WhatsApp chat and a quick web checkout, where a $1.99 fee per transfer applies. See Send money on WhatsApp without the app.
What does it cost?
With a MAJORITY membership, you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Cash pickup may carry a fee depending on the destination country. You see our competitive exchange rate and any fee before you send, and current pricing is on the MAJORITY send money page.
Do I need a Social Security number?
No. You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license.
How does my recipient get the money?
Depending on the country, money can arrive by bank deposit, mobile wallet, or cash pickup. You choose the method when you send.
Can I send money in Spanish?
Yes. MAJORITY works in English and Spanish, so you can send money in the language you prefer.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
These services are not FDIC-insured.
MAJORITY earns money on the foreign exchange rate on all transfers.
Transfer limits apply and vary per member.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.