To send a bank transfer to Colombia with MAJORITY, pick Colombia in the app, choose bank transfer, enter the recipient's account, and confirm.
Quick answer
Bank transfer is one of three ways to send money to Colombia on this destination, alongside cash pickup and mobile wallet. You open the app, select Colombia, choose bank transfer, pick your recipient's bank from the supported list, enter their account type, account number, and cédula, then confirm. The funds arrive in Colombian pesos (COP) in 30 minutes to 5 business days, depending on the receiving institution.
What you need to know
- Bank transfer is the right choice when your recipient already has an account at a Colombian bank and wants the money deposited directly rather than picking it up in person.
- Supported institutions include Bancolombia, Banco Davivienda, Banco de Bogotá, Banco BBVA, Banco Caja Social, Banco AV Villas, and Banco Popular, among others.
- You will need three pieces of information about your recipient: the bank name, the account type (savings or checking, known in Colombia as cuenta de ahorros or cuenta corriente), and the account number. Most flows also ask for the recipient's cédula and phone number.
- The funds arrive in Colombian pesos at the live USD-to-COP exchange rate the app quotes before you confirm.
- Bank transfers to Colombia typically arrive in 30 minutes to 5 business days, depending on the receiving bank.
- With the membership at $5.99 per month, money transfers to supported countries are fee-free regardless of delivery method, so there is no per-transfer charge stacked on top of the membership.
Which Colombian banks you can send a bank transfer to
The Colombia destination supports direct deposits to most of the country's major commercial banks and several cooperative financial institutions. Your recipient's bank must be on the supported list for the deposit to go through.
| Bank | Common use |
|---|---|
| Bancolombia | One of Colombia's largest banks; widely held savings and cuenta corriente accounts |
| Banco Davivienda | Large commercial bank; also operates the Daviplata mobile wallet |
| Banco de Bogotá | Long-established commercial bank with national branch coverage |
| Banco BBVA | International commercial bank with broad Colombian presence |
| Banco Caja Social | Bank focused on lower-income and middle-market segments |
| Banco AV Villas | Commercial bank, part of Grupo Aval |
| Banco Popular | Commercial bank, part of Grupo Aval |
| Banco Colpatria | Commercial bank now operating as Scotiabank Colpatria |
| Banco Agrario | State-owned bank with deep rural and small-town coverage |
| Banco Falabella | Retail-affiliated bank |
| Banco Finandina | Vehicle and consumer finance bank |
| Banco GNB Sudameris | Commercial bank |
| Banco Occidente | Commercial bank, part of Grupo Aval |
| Bancoomeva | Cooperative-origin commercial bank |
| Banco Itaú Corpbanca Colombia | Commercial bank |
| Banco Cooperativo Coopcentral | Cooperative-sector central bank |
| Cooperativa Financiera de Antioquia | Regional cooperative financial institution |
| Confiar Cooperativa Financiera | Cooperative financial institution |
The list in your app is the authoritative one, since new institutions are added over time. If your recipient's bank is not visible in the search, ask them which other account they hold or use cash pickup or mobile wallet (Nequi, Daviplata, or Movii) instead.
What information you need from your recipient
Before you start the transfer in the app, collect these details from your recipient. Confirming them in writing (chat, email, or text) is the easiest way to avoid typos at the counter.
- Bank name. The exact Colombian bank that holds their account, as named in the supported list above.
- Account type. Whether it is a savings account (cuenta de ahorros) or a checking-equivalent account (cuenta corriente). Most Colombian retail accounts are cuenta de ahorros.
- Account number. The full account number as it appears in their statement or app. Colombian account numbers vary in length by bank, so do not trim leading zeros.
- Cédula. Their Colombian identification number — either a cédula de ciudadanía for Colombian citizens or a cédula de extranjería for foreign nationals legally residing in Colombia. A passport number is accepted in some flows for non-residents.
- Full legal name. Exactly as it appears on the account. Small mismatches can delay or block the deposit.
- Phone number. A Colombian mobile number so the bank can notify them when the funds arrive.
If any of these is wrong, the receiving bank may reject the deposit and the funds will be returned to you, usually within a few business days. The cleanest fix is to confirm the details with your recipient before you confirm the transfer in the app.
How to send a bank transfer to Colombia, step by step
These are the steps from your side as the sender, from the moment you open the app to the moment the funds arrive in your recipient's account.
- Open the app and sign in.
- Tap Send money and select Colombia as the destination country.
- Enter the amount you want to send in US dollars. The app shows the live USD-to-COP exchange rate, the COP amount your recipient will receive, and the estimated delivery time before you confirm.
- Choose Bank transfer as the delivery method.
- Select your recipient's bank from the supported Colombian bank list (for example, Bancolombia, Banco Davivienda, or Banco de Bogotá).
- Choose the account type: savings (cuenta de ahorros) or checking (cuenta corriente).
- Enter the account number exactly as your recipient gave it to you, with no spaces or trimmed digits.
- Enter the recipient's cédula number and their full legal name as it appears on the account.
- Add the recipient's phone number so the bank can send them an arrival notification.
- Review the summary — exchange rate, COP amount the recipient will receive, receiving bank, account type and number, recipient name, and any cost — and confirm.
- Track the status in the app under your wallet or transfers tab. The status moves from Pending to Completed when the funds land in the recipient's account.
How long does a bank transfer to Colombia take?
A bank transfer to a Colombian bank account typically arrives in 30 minutes to 5 business days, depending on the receiving institution. Larger commercial banks such as Bancolombia, Banco Davivienda, Banco de Bogotá, and Banco BBVA usually post the funds toward the faster end of that range, while smaller banks and cooperatives can take longer because their inter-bank settlement cycles run less frequently.
For context, the other Colombia delivery methods on this destination have different timing:
- Cash pickup at Efecty, Éxito, Banco W, or a bank cash-pickup point is typically available the same day.
- Mobile wallet deposit to Nequi, Daviplata, or Movii is typically available within minutes to hours.
If your recipient has a Bancolombia or Banco Davivienda account and is not in a hurry, bank transfer is usually the simplest option. If they need the funds the same day and only hold a smaller cooperative-bank account, cash pickup or mobile wallet can be faster.
What ID does my recipient need on the receiving side?
A bank transfer is deposited directly into the account, so your recipient does not need to present an ID at a counter to receive the funds. Their identity is already verified by the bank that holds the account.
If they want to withdraw the cash later from an ATM or in branch, the standard Colombian ID types apply:
- Cédula de ciudadanía for Colombian citizens
- Cédula de extranjería for foreign nationals legally residing in Colombia
- Passport for foreign nationals visiting Colombia
Their bank's own ID requirements take precedence at the point of withdrawal, so confirm with them which ID their bank usually asks for.
What ID you need on the US side to send
To send the transfer from the US, you need an active MAJORITY account. When you opened that account, you provided a government-issued ID (a passport, a driver's license, a matrícula consular, or another accepted ID) and completed identity verification. No additional documentation is needed on the day you send a bank transfer to Colombia, beyond signing into the app with your usual credentials and confirming the transfer.
If your account asks for additional verification on a particular transfer (for example, an unusually large amount), the app will prompt you in-flow. Following those prompts is the fastest way to clear the transfer.
What to do next
- Confirm with your recipient which Colombian bank holds their account and whether it is a cuenta de ahorros or cuenta corriente.
- Ask them for the account number, cédula, full legal name as it appears on the account, and a Colombian phone number.
- Open the app, select Colombia, choose bank transfer, and enter the details.
- Review the COP amount your recipient will receive and the estimated delivery time before you confirm.
- Track the status in the app and stay reachable in case the receiving bank requests anything from your recipient.
How MAJORITY can help
MAJORITY is a financial membership for migrants and newcomers in the US. The Colombia destination supports bank transfers to Bancolombia, Banco Davivienda, Banco de Bogotá, Banco BBVA, Banco Caja Social, Banco AV Villas, Banco Popular, and other supported Colombian institutions, alongside cash pickup at Efecty and Éxito and mobile wallet sends to Nequi, Daviplata, and Movii. The membership is $5.99 per month and includes money transfers at the member tier in supported countries, with the COP amount the recipient will receive shown in the app before each transfer is confirmed.
Frequently asked questions
How do I send a bank transfer to Colombia from the US?
Open the app, tap Send money, select Colombia, choose bank transfer, pick your recipient's Colombian bank from the supported list, enter the account type, account number, cédula, full legal name, and phone number, and confirm. The funds arrive in Colombian pesos at the exchange rate the app quoted before you confirmed.
Which Colombian banks are supported for bank transfers?
The supported list includes Bancolombia, Banco Davivienda, Banco de Bogotá, Banco BBVA, Banco Caja Social, Banco Colpatria, Banco Agrario, Banco AV Villas, Banco Falabella, Banco Popular, Banco Finandina, Banco GNB Sudameris, Banco Occidente, Bancoomeva, Banco Itaú Corpbanca Colombia, and several cooperative financial institutions. The list in the app is the authoritative one, since institutions are added over time.
How long does an international bank transfer to Colombia take?
A bank transfer to a Colombian bank account typically arrives in 30 minutes to 5 business days, depending on the receiving institution. Larger commercial banks usually post the funds toward the faster end of that range, while smaller banks and cooperatives can take longer.
What information do I need from my recipient in Colombia?
You need the bank name, the account type (savings or checking — cuenta de ahorros or cuenta corriente), the full account number, the recipient's cédula, their full legal name as it appears on the account, and a Colombian phone number for the arrival notification.
Can I send money to a Colombian bank account if my recipient does not have a cédula de ciudadanía?
Yes, if they have a cédula de extranjería for foreign residents or, in some cases, a passport that the receiving bank accepts as the account-holder ID. The cédula they use must match the one on file with their Colombian bank.
What does an international bank transfer to Colombia cost?
With the membership at $5.99 per month, money transfers to supported countries are fee-free at the member tier, regardless of delivery method. The exchange rate applied to the USD-to-COP conversion, along with any applicable cost, is shown in the app before you confirm the transfer.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.