How do I send money to Colombia on WhatsApp?

Message MAJORITY on WhatsApp with nothing to download. A guided chat takes you through it: choose Colombia, enter your amount, add your recipient's details, and pick Nequi, Daviplata, a bank deposit, or cash pickup. You see the live USD-to-COP rate and any fee before you confirm. Members can also send in the MAJORITY app.

How much does it cost to send money to Colombia on WhatsApp?

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Should I send money with WhatsApp or the MAJORITY app?

It depends on how often you send. On WhatsApp you pay a flat $1.99 per transfer with no membership and nothing to download, which works out cheaper if you send up to three times a month. From about four transfers a month, a $6.99 monthly membership costs less, because your transfer fee to Colombia drops to $0 and your MAJORITY account is included. You see the exchange rate and any fee before you confirm either way.

Is it safe to send money on WhatsApp?

Yes. You send through MAJORITY, a licensed money-transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed money-transfer partners, and you confirm the amount and the rate before any money moves. These services are not FDIC-insured.

Do I need a Social Security Number to send money to Colombia?

No SSN required. You open your MAJORITY account with a passport or another approved government-issued ID. On WhatsApp there's no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

How long does a transfer to Colombia take?

It depends on how your family receives the money. The fastest way to send money to Colombia is a bank deposit or a Nequi or Daviplata transfer, which usually arrive in minutes. Cash pickup takes longer and the time varies by location, so you see the estimate before you confirm. You can track every transfer from the moment you send it.

Where can my family receive the money in Colombia?

In a Nequi or Daviplata wallet, in a bank account, or in cash. For Nequi or Daviplata you need only your recipient's Colombian phone number, and for a bank deposit you enter their cédula and account number. Cash pickup is available at payout locations across Colombia, and times vary by location, so you see the estimate before you confirm and your family needs the ID that matches the name you entered. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

What do I need from my recipient in Colombia?

It depends on the delivery method. For Nequi or Daviplata, you need their Colombian phone number. For a bank deposit, you need their cédula and their account number. For cash pickup, you need their full name as it appears on their ID. The app and the WhatsApp chat ask for exactly what that method needs.

What exchange rate do I get for USD to COP?

You see the live USD-to-COP rate on screen before you confirm, along with the exact amount in Colombian pesos your family will receive. MAJORITY earns money on the foreign exchange rate on all transfers, so the rate you see already includes that.

How much can I send to Colombia?

You see your available limit in the app or in the WhatsApp chat before you send. Transfer limits apply and vary per user.

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SEND MONEY TO COLOMBIA

Send money to Colombia on WhatsApp with nothing to download, or in the MAJORITY app. See the live USD-to-COP rate and any fee before you send to Nequi, Daviplata, a bank, or cash.

Choose how your money arrives in Colombia

Send directly to Nequi or Daviplata, a bank deposit, or a cash pickup location in Colombia. Their money, their way. See available methods below.

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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