To send money to Brazil with MAJORITY, open the app, pick Brazil, choose PIX or bank transfer, enter your recipient's details, review the live exchange rate, then confirm.
Quick answer
The full process is short: open an account with a government-issued ID, open the MAJORITY app, choose Brazil as the destination, pick PIX (the primary delivery method) or bank transfer, enter your recipient's PIX key or full bank details, enter the USD amount, review the live USD-to-BRL rate and the exact Brazilian real total your recipient will receive, then confirm. PIX transfers arrive instantly, 24 hours a day, 7 days a week; bank transfers typically settle the next business day.
What you need to know
- PIX is the Central Bank of Brazil's instant payment system and the primary way money arrives in Brazilian bank accounts and digital wallets. Most recipients in Brazil have a PIX key.
- A PIX key is a short identifier linked to a Brazilian bank account or digital wallet: it can be the recipient's CPF (tax ID number), email address, phone number, or a random key the bank generates.
- If your recipient does not have a PIX key, they can receive a bank transfer instead. You will need their bank code, agência (branch number), and account number.
- The exchange rate and the exact Brazilian real (BRL) amount the recipient will receive appear in the app before you confirm the transfer.
- The membership is $6.99 per month and includes transfers to Brazil at $0 per transfer.
- Supported Brazilian banks include Banco Bradesco, Banco do Brasil, Nubank, Caixa Econômica Federal, Banco Itaú, Banco Santander, Banco Inter, and others.
Step 1: Open a MAJORITY account
Download the MAJORITY app from the App Store or Google Play. Opening an account does not require a Social Security number — a valid government-issued photo ID is enough. Enter your address and phone number, scan your ID, and wait for approval. Once your account is open, you can send money to Brazil from the same app.
Step 2: Open the app and start a Brazil transfer
Open the MAJORITY app and tap Send money. The transfer flow walks you through choosing the destination country, the delivery method, and the recipient. Select Brazil as the destination country.
Step 3: Choose PIX or bank transfer
Brazil supports two delivery methods: PIX and bank transfer. PIX is the right choice for most recipients because it is faster and requires less information. Bank transfer is the fallback for recipients who do not yet have a PIX key set up.
| Delivery method | What your recipient gives you | Typical speed |
|---|---|---|
| PIX | PIX key (CPF, email, phone number, or random key) | Instant, 24/7 |
| Bank transfer | Bank code, agência (branch number), and account number | Next business day; same day to 5 business days |
Step 4: Enter the recipient's details
Sending via PIX
Ask your recipient for their PIX key. A PIX key is one of four things: their CPF (an 11-digit Brazilian tax ID number), their email address, their Brazilian phone number, or a random alphanumeric key generated by their bank or digital wallet. Any of the four works — use whichever the recipient shares. Enter the PIX key in the app exactly as the recipient provides it.
Brazilian accounts and digital wallets that support PIX include Banco Bradesco, Banco do Brasil, Mercado Pago, Nubank (Nu Pagamentos), Banco Santander, Banco Votorantim / Neon, PicPay Serviços, Caixa Econômica Federal, Banco Itaú, Stone Pagamentos SA, Banco Inter, and others. If a recipient holds an account at any of these institutions, they almost certainly have a PIX key available.
Sending via bank transfer
If your recipient does not have a PIX key, gather their full bank details: the bank code (a 3-digit number that identifies the Brazilian financial institution), the agência (branch number), and the full account number including the check digit. The account must be in the recipient's name. Enter each field exactly as the recipient provides it; a digit error can delay or return the transfer.
Step 5: Enter the amount, review the rate, and send
The final step happens on one screen.
- Enter the USD amount you want to send.
- Check the exchange rate. The app shows the live USD-to-BRL rate at the moment you are sending, along with the exact Brazilian real total the recipient will receive.
- Check the estimated delivery time shown for the specific method and time of day.
- Review the recipient details on the summary screen one last time. A digit error in a PIX key or bank account number is the most common cause of a delayed or returned transfer.
- Authenticate with your PIN or biometrics and confirm the transfer.
- Track the transfer on the activity screen. A notification arrives when the funds are released and another when they reach the recipient.
If the summary does not look right, tap back and correct the detail before confirming.
What it costs to send money to Brazil
There are two cost components: the membership and the exchange rate.
- The membership is $6.99 per month. It includes transfers to Brazil at $0 per transfer, whether you send via PIX or bank transfer.
- The exchange rate is the one shown in the app at the moment you confirm the transfer. The rate and the exact Brazilian real (BRL) total appear before you tap send, so you know precisely what your recipient will receive.
What to do next
- Download the app, gather a valid government-issued photo ID, and open a MAJORITY account.
- Ask your recipient in Brazil whether they have a PIX key — and if so, which type (CPF, email, phone, or random key). If they do not have one, gather their bank code, agência, and account number.
- Open the app, choose Brazil, select PIX or bank transfer, and enter the recipient's details.
- Enter the USD amount, review the live rate and Brazilian real total, confirm, and track the transfer in the activity screen.
Related MAJORITY resources
MAJORITY is a financial membership for migrants in the US that supports money transfers to more than 30 countries, including Brazil. Brazil transfers are available through PIX for instant 24/7 delivery or bank transfer for recipients without a PIX key, with the live exchange rate and estimated delivery time shown in the app before each transfer is confirmed.
Frequently asked questions
How do I send money to Brazil with MAJORITY?
Open the MAJORITY app and tap Send money, choose Brazil as the destination, select PIX or bank transfer, enter the recipient's PIX key (CPF, email, phone, or random key) or full bank details, enter the USD amount, review the live exchange rate and the Brazilian real total, then confirm.
What is a PIX key and where does my recipient find it?
A PIX key is a short identifier linked to a Brazilian bank account or digital wallet. It can be the recipient's CPF (Brazilian tax ID), email address, Brazilian phone number, or a random key generated by their bank. Recipients can find their PIX key in their bank's or digital wallet's app under the PIX or keys section.
How long does a money transfer to Brazil take?
PIX transfers arrive instantly, 24 hours a day, including weekends and holidays. Bank transfers typically settle the next business day, though timing can range from same day to 5 business days depending on the receiving institution.
Which Brazilian banks can receive a transfer?
Supported Brazilian banks include Banco Bradesco, Banco do Brasil, Nubank, Caixa Econômica Federal, Banco Itaú, Banco Santander, Banco Inter, Mercado Pago, PicPay Serviços, Stone Pagamentos SA, Banco Votorantim / Neon, and others. If your recipient holds an account at a major Brazilian financial institution, they can likely receive a transfer. The full current list appears in the app when you add the recipient.
How much does it cost to send money to Brazil?
The MAJORITY membership is $6.99 per month and includes Brazil transfers at $0 per transfer, whether sent via PIX or bank transfer. The other cost is the exchange rate at the moment you confirm the transfer; the rate and the exact Brazilian real total are shown in the app before you send.
Can I send to Brazil without an SSN?
Yes. Opening a MAJORITY account does not require a Social Security number. A valid government-issued photo ID is enough. Once the account is open, you can send money to Brazil through the app.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.