How to send cash pickup to El Salvador with MAJORITY
To send cash pickup to El Salvador with MAJORITY, choose cash pickup in the app, then share the reference code so your recipient can collect dollars.
Quick answer
In the app, go to Services > Money transfers, choose El Salvador, and pick cash pickup as the delivery method. Enter the amount and your recipient's details. Once the transfer is processed, the app generates a reference code. You share that code with your recipient, and they take it to a participating partner location with a valid government-issued ID to collect the money in US dollars. Most El Salvador transfers are instant, and the per-transfer fee, exchange rate (1-to-1 USD-to-USD on this destination), and estimated delivery time are visible in the app before you confirm.
What you need to know
- El Salvador uses the US dollar as legal tender, so cash pickup is paid out in US dollars with no conversion.
- Cash pickup is one of three El Salvador delivery methods on this destination, alongside bank transfer and mobile wallet deposit to Tigo Money.
- Authorized cash-pickup partners on this destination include Banco Agrícola, Banco Promerica, Davivienda El Salvador, Fedecrédito, and Fedecaces.
- Each cash-pickup transfer generates a reference code in the app, which you share with your recipient.
- Your recipient presents the reference code and a valid government-issued ID at the partner location to collect the cash.
- Most El Salvador transfers are instant. The per-transfer fee to El Salvador is up to 3 USD depending on the amount and method, and is shown in the app before you confirm.
How cash pickup works on the El Salvador destination
Cash pickup is a money-transfer method that delivers funds to your recipient as physical cash at a partner location, instead of depositing the money into a bank account or a mobile wallet. It is useful when your recipient does not have a bank account, lives far from one, or simply prefers cash for that particular transfer.
On the El Salvador destination, cash pickup has two features worth knowing about up front:
- The payout currency is US dollars. El Salvador adopted the US dollar as legal tender in 2001 and uses it alongside Bitcoin under the 2021 framework. When you send USD from the US, your recipient picks up USD in El Salvador. There is no peso, colón, or other local-currency conversion step.
- The reference code is the key to the transaction. When the cash-pickup transfer is processed, the app generates a reference code tied to that specific transfer. Your recipient needs that code, together with a valid government-issued ID, to collect the cash at the partner location.
The process is the same one used for cash pickup in other countries, but the USD-to-USD payout is what makes the El Salvador destination simpler than most. There is no exchange-rate margin to compare, no local-currency calculation to verify, and no ambiguity about what your recipient walks away with.
Where to pick up money in El Salvador
Authorized cash-pickup partners on the El Salvador destination include the country's major banks and two of the largest cooperative federations. The table below summarizes the partner types and what your recipient should expect.
| Partner | Type | Notes |
|---|---|---|
| Banco Agrícola | Bank branches | One of El Salvador's largest commercial banks; widely distributed branch network |
| Banco Promerica | Bank branches | Commercial bank with branches in major cities |
| Davivienda El Salvador | Bank branches | Commercial bank with national presence |
| Fedecrédito | Cooperative federation | Federation of credit cooperatives; useful coverage outside city centers |
| Fedecaces | Cooperative federation | Federation of savings and credit cooperatives; broad rural and small-town coverage |
The bank partners (Banco Agrícola, Banco Promerica, Davivienda El Salvador) tend to concentrate branches in larger towns and cities. The cooperative federations (Fedecrédito, Fedecaces) typically extend the reachable network into smaller communities, which is the main reason cash pickup is a practical option for recipients outside major urban areas.
Confirm the closest active partner location with your recipient before you send. Operating hours, branch availability, and the specific point that pays out reference-code pickups can vary, and a quick check on their end saves a wasted trip.
Step-by-step: send a cash-pickup transfer to El Salvador
Use this 6-step flow inside the app.
- Open the app and go to Services > Money transfers.
- Select El Salvador as the destination country.
- Choose Cash pickup as the delivery method, then select the partner network your recipient prefers (for example, Banco Agrícola, Banco Promerica, Davivienda El Salvador, Fedecrédito, or Fedecaces).
- Enter the USD amount you want to send and confirm the per-transfer fee and estimated delivery time displayed on screen.
- Enter your recipient's details: full name as it appears on their government-issued ID, phone number for the reference-code SMS, and any other details requested.
- Review the summary and confirm the transfer. The app generates the reference code and, in most cases, sends it to your recipient by SMS. If the SMS does not arrive, you can resend it by going to Wallet, selecting the cash-pickup transaction, and tapping Share with recipient.
Once the reference code is shared, your recipient can go to the chosen partner location to collect the cash. Most El Salvador transfers are instant, but the app shows the exact estimated delivery time before you confirm.
What your recipient needs to collect the cash
For the pickup itself, your recipient needs three things at the partner location.
- The reference code. Generated by the app and shared with your recipient by SMS or directly from the Wallet section.
- A valid government-issued ID. A Salvadoran Documento Único de Identidad (DUI) is the standard ID; a valid passport works as a fallback. The name on the ID must match the recipient name you entered.
- The exact USD amount you sent. The partner pays out the amount associated with the reference code. Have your recipient confirm the figure on their end before they arrive at the branch.
If anything on the ID does not match the recipient name on the transfer, the partner location may decline to pay out. Verify the spelling, accents, and order of surnames before you confirm the transfer.
How long cash pickup to El Salvador takes
Most El Salvador transfers are instant, and the app shows the exact estimated delivery time for the transfer you are about to send before you confirm it. In general industry terms, cash pickup is a same-day delivery method at participating partner locations, and El Salvador transfers tend to fall toward the fast end of that range because this destination is USD-to-USD and does not require local-currency conversion routing.
A few practical timing notes:
- The reference code is available as soon as the transfer is processed, often within minutes.
- Partner branches and cooperative offices have their own opening hours. If your recipient is collecting outside those hours, the wait is at the branch, not in the transfer pipeline.
- If your recipient does not receive the SMS with the reference code, you can resend it at any time by going to Wallet, selecting the cash-pickup transaction, and tapping Share with recipient.
Cost and what is shown in the app before you confirm
The per-transfer fee to El Salvador is up to 3 USD depending on the amount and method, and is shown in the app before you confirm the transfer. The membership is $5.99 per month. Because El Salvador is a US-dollar economy, the conversion rate displayed for this destination is 1-to-1 USD-to-USD, so the amount your recipient picks up is the amount you sent (minus the per-transfer fee shown on the confirmation screen).
The fee, the rate (1-to-1 USD-to-USD), and the estimated delivery time appear on the same review screen, so you can confirm all three before you tap to send.
What to do next
- Confirm with your recipient which partner they prefer (Banco Agrícola, Banco Promerica, Davivienda El Salvador, Fedecrédito, or Fedecaces) and that a branch or cooperative office is reasonably close to where they will pick the cash up.
- Verify their name as it appears on their government-issued ID. The entry on the transfer must match.
- Open the app, go to Services > Money transfers, choose El Salvador, and select Cash pickup.
- Enter the USD amount, confirm the fee and delivery time shown on the review screen, and send.
- Share the reference code with your recipient (it is sent by SMS automatically; the Wallet > Share with recipient option resends it if needed).
- Tell your recipient to bring the reference code and their government-issued ID to the chosen partner location.
How MAJORITY can help
MAJORITY is a financial membership for migrants in the US, and El Salvador is one of the more than 30 destinations supported. You can send cash pickup to Banco Agrícola, Banco Promerica, Davivienda El Salvador, Fedecrédito, and Fedecaces. The per-transfer fee to El Salvador is up to 3 USD depending on the amount and method, the fee and estimated delivery time are visible in the app before you confirm, and most transfers arrive instantly.
To learn more or get started:
Frequently asked questions
How do I send cash pickup to El Salvador with MAJORITY?
Open the app, go to Services > Money transfers, select El Salvador, choose Cash pickup as the delivery method, enter the USD amount and your recipient's details, and confirm. A reference code is generated for you to share with your recipient, and they collect the cash in US dollars at the partner location they choose.
Where can my recipient pick up money in El Salvador?
Cash-pickup partners on the El Salvador destination include Banco Agrícola, Banco Promerica, Davivienda El Salvador, Fedecrédito, and Fedecaces. The bank partners are concentrated in larger towns and cities; the Fedecrédito and Fedecaces cooperative federations extend the network into smaller communities.
What does my recipient need to bring to collect a cash-pickup transfer in El Salvador?
The reference code generated by the app and a valid government-issued ID. The name on the ID must match the recipient name you entered. The standard Salvadoran ID is the Documento Único de Identidad (DUI); a valid passport works as well.
What currency does cash pickup arrive in for El Salvador?
US dollars. El Salvador uses the US dollar as legal tender, so cash pickup transfers from the US are paid out in USD at the partner location with no local-currency conversion.
How long does cash pickup to El Salvador take?
Most El Salvador transfers are instant, and the app shows the exact estimated delivery time before you confirm. In general industry terms, cash pickup is a same-day delivery method at participating partner locations.
Is there a fee on each El Salvador cash-pickup transfer?
Yes, a small one. The per-transfer fee to El Salvador is up to 3 USD depending on the amount and method. The exact fee and the estimated delivery time are shown in the app before you confirm the transfer, and the MAJORITY membership is $5.99 per month.
What if my recipient does not receive the SMS with the reference code?
You can resend the code from the app. Go to Wallet, select the cash-pickup transaction you sent, and tap Share with recipient. The reference code will be shared directly so your recipient can collect the cash at the chosen partner location.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.