How do I send money to El Salvador?

Message MAJORITY on WhatsApp with nothing to download, or open the MAJORITY app and select Money transfers. A guided chat or the app takes you through it: choose El Salvador, enter your amount, add your recipient’s details, and pick a bank deposit or cash pickup. Because El Salvador uses US dollars, there is no currency to convert, so you see exactly what your family receives along with the $3.00 fee before you confirm.

How much does it cost to send money to El Salvador?

Every transfer to El Salvador costs $3.00, whether you send on WhatsApp or in the MAJORITY app, and whether or not you have a membership. El Salvador is one of a few destinations where the fee is the same on every path, so a membership does not lower it. What the membership adds is your MAJORITY account and the rest of the app. The $3.00 is added to the amount you send rather than taken out of it, so your family receives every dollar. You see the exact fee before you confirm. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Should I send money to El Salvador with WhatsApp or the MAJORITY app?

Either works, and the fee is $3.00 both ways. WhatsApp starts in a chat: there is nothing to download and no ID to upload, so it suits a one-off transfer. The app gives you your full MAJORITY account, saved recipients, and your transfer history in one place. In both cases you see the amount your family receives and the fee before you confirm.

Is it safe to send money to El Salvador on WhatsApp?

Yes. You send through MAJORITY, an authorized money transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed partners, and you confirm the amount and the fee before the money is sent. Money transfer services are not FDIC insured.

Do I need a Social Security Number to send money to El Salvador?

No Social Security Number is required. You open your MAJORITY account with a passport or other approved government-issued ID and proof of US residence. On WhatsApp you upload no ID at all: you confirm a few personal details and we verify your identity as you send. Additional onboarding questions may apply for customers with no SSN.

How long does a transfer to El Salvador take?

It depends on the method. Bank deposits usually arrive within the hour, and almost always within a day. Cash pickup takes longer and varies by pickup point. You see the delivery estimate for your chosen method before you confirm.

Where can my family receive the money in El Salvador?

Two ways. A bank deposit to their account at Banco Agrícola, Banco Cuscatlán, Banco de América Central (BAC), Davivienda El Salvador, Banco Promerica, Banco Hipotecario de El Salvador, Banco de Fomento Agropecuario, or Banco Atlántida El Salvador. Or cash pickup at a Banco Agrícola, FEDECRÉDITO, FEDECACES, Davivienda El Salvador, or Banco Promerica location. Bank deposit and cash pickup are the only two options in El Salvador today, and both pay out in US dollars. Confirm your recipient’s bank or pickup point in the app before you send, because available options can change.

What do I need from my recipient to send money to El Salvador?

For a bank deposit: their full name as it appears on their ID, their bank, their account number, and their 9-digit DUI, the Documento Único de Identidad. A passport number works in place of a DUI. For cash pickup: their full name as it appears on their ID and their phone number. They collect with a valid government-issued photo ID.

Is there an exchange rate when I send money to El Salvador?

No. El Salvador’s official currency is the US dollar, so a transfer from the United States to El Salvador is dollars to dollars. There is no conversion, no exchange rate, and no rate margin. Send $200 and your family receives $200. The $3.00 fee is added to the amount you send rather than taken out of it, and you see the total before you confirm.

How much can I send to El Salvador?

Your limit appears in the app or the WhatsApp chat before you send, and it depends on your account, how long you have been with MAJORITY, and the details you have verified. Transfer limits apply and vary per user.

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SEND MONEY TO EL SALVADOR

Send money to El Salvador on WhatsApp with nothing to download, or in the MAJORITY app. El Salvador uses US dollars, so there is no exchange rate: your family receives every dollar you send. See any fee before you confirm, and track every transfer.

How your family receives money in El Salvador

Send directly to a bank deposit or a cash pickup location in El Salvador, in US dollars. Their money, their way. See available methods below.

Availability and delivery times vary by receiving bank and by pickup point.

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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