To send a bank transfer to Argentina with MAJORITY, enter your recipient's 22-digit CBU or their alias, pick their Argentine bank, and confirm the rate and amount in the app.
Quick answer
A bank transfer sends US dollars from your account and deposits Argentine pesos (ARS) directly into your recipient's Argentine bank account. You will need your recipient's full name as it appears on their bank account, the name of their Argentine bank, and either their 22-digit CBU (Clave Bancaria Uniforme) or their registered alias. The exchange rate and the ARS amount your recipient will receive are visible in the app before you confirm. Delivery time is 30 minutes to 5 business days depending on the receiving bank; check the in-app estimate before sending.
What you need to know
- A bank transfer deposits ARS directly into your recipient's account at an Argentine bank such as Banco de La Nación Argentina, Santander Río, Banco Provincia, HSBC Argentina, Banco Macro, or BBVA Banco Francés.
- Argentine bank accounts are identified by the CBU (Clave Bancaria Uniforme): a 22-digit number that uniquely routes a deposit to a specific account at a specific Argentine bank.
- Many account holders also have an alias: a shorter, human-readable text string (up to 20 characters) registered against the CBU in Argentina's interbank system. Either the CBU or the alias can be used to send a transfer.
- Delivery is 30 minutes to 5 business days. Check the in-app estimated delivery time before you confirm.
- Argentina has foreign-exchange regulations that affect how international transfers are received. The rate shown in the app at confirmation is the applicable rate for your transfer; check it carefully before sending.
- Bank transfers are included in the membership at $0 per transfer; the membership itself is $6.99 per month.
What you need before you start
Gather the following from your recipient before opening the app:
- Full name on the bank account. The name must match the account holder exactly as the Argentine bank has it on file. A name mismatch is a common reason a transfer is held or returned.
- Bank name. The Argentine bank holding the account: Banco de La Nación Argentina, Santander Río, Banco Provincia, HSBC Argentina, Banco Macro, or BBVA Banco Francés. The supported banks appear in the app when you set up the recipient.
- 22-digit CBU or alias. Your recipient can find their CBU in their bank's mobile app, on a recent bank statement, or by asking a teller. Their alias, if they have one, is also in the banking app. The CBU must be exactly 22 digits; an alias must match the one registered with their bank.
- Your government-issued ID on file. Sender verification is required to open an account and send international transfers. Once your account is open, this step is done and does not need to be repeated for each transfer.
If the CBU has more or fewer than 22 digits, it is not valid. Ask your recipient to confirm the number directly from their banking app or statement.
Argentine banks supported for bank transfers
Bank transfers through the MAJORITY app are supported to the following Argentine banks. These are the documented partner institutions for the Argentina destination.
| Bank |
|---|
| Banco de La Nación Argentina |
| Santander Río |
| Banco Provincia |
| HSBC Argentina |
| Banco Macro |
| BBVA Banco Francés |
The app shows the current recipient setup flow when you add a new contact. If your recipient holds an account at a bank not listed here, the Argentina destination does not currently support bank transfers to that institution.
Step-by-step: send a bank transfer to Argentina
The whole process happens inside the MAJORITY app. The steps below cover a first-time transfer to a new recipient.
- Open the app and tap Send money.
- Select Argentina as the destination country.
- Select Bank transfer as the delivery method. Bank transfer is the primary delivery method for this destination.
- Add your recipient. Enter their full name, select their Argentine bank from the dropdown, and enter their 22-digit CBU or registered alias. Save the recipient to reuse these details in future transfers.
- Enter the USD amount you want to send. The app shows the current exchange rate and the ARS amount your recipient will receive before you proceed.
- Review the transfer summary. Confirm the recipient name, the bank, the CBU or alias, the USD amount, the ARS amount, the exchange rate, and the estimated delivery time.
- Authenticate with your PIN or biometrics and submit the transfer.
- Track the transfer on the activity screen. You will receive a notification when the funds are released and another when the deposit reaches your recipient's Argentine bank.
Do not confirm if any detail on the summary screen looks incorrect. Tap back, correct the information, and review again before submitting.
How long an Argentina bank transfer takes
Delivery for a bank transfer to Argentina is 30 minutes to 5 business days. Several factors can affect where your transfer lands in that range:
- Business day and hours. Argentine banks generally process incoming international transfers during business hours. Transfers sent over weekends or Argentine public holidays may be credited the next business day.
- First transfer to a new recipient. Some banks apply an additional review on the first inbound international transfer to a recipient account.
- Recipient detail accuracy. An incorrect CBU, an alias that does not match the registered account, or a name that does not match the account holder can trigger a review or rejection.
- Compliance review. Transfers above certain thresholds may be subject to additional review on either side of this destination.
- Argentine FX processing. Argentina's foreign-exchange regulatory environment can introduce processing steps that affect the time between fund release and account credit.
The in-app estimated delivery time at confirmation is the most current figure for your specific transfer. Check it before you submit.
What it costs to send a bank transfer to Argentina
Sending a bank transfer to Argentina through the membership has two cost components.
- The monthly membership is $6.99 per month. It includes money transfers to more than 30 countries, including Argentina, at $0 per transfer.
- The exchange rate is the USD-to-ARS rate at the time you confirm the transfer. Because Argentina's exchange-rate environment is subject to regulatory change, rates can vary. The rate and the resulting ARS amount appear in the app before you submit, so you can make an informed decision based on what your recipient will actually receive.
There is no per-transfer fee on bank transfers to Argentina at the member tier. Review the rate shown in the app carefully before each transfer.
What to do next
- Ask your recipient to confirm they want a bank deposit, and have them share their 22-digit CBU or alias, their full account-holder name, and their bank name.
- Open the MAJORITY app, tap Send money, select Argentina, and choose Bank transfer.
- Add the recipient with the details from step 1, enter the USD amount, and review the exchange rate, the ARS total, and the estimated delivery time.
- Confirm and authenticate. After the first successful transfer, subsequent sends to the same recipient are a faster process.
Related MAJORITY resources
MAJORITY is a financial membership for migrants in the US that includes money transfers to more than 30 countries, including Argentina. Bank transfers deposit ARS directly into your recipient's account at supported Argentine banks, with the exchange rate and estimated delivery time visible in the app before you confirm. There is no per-transfer fee at the member tier, and the membership is $6.99 per month.
Frequently asked questions
What is a CBU and where does my recipient find it?
A CBU (Clave Bancaria Uniforme) is the 22-digit account identifier used in Argentina to route interbank deposits to a specific account. Your recipient can find their CBU in their bank's mobile app, on a recent bank statement, or by asking a teller at their branch. It must be exactly 22 digits.
Can I use an alias instead of a CBU to send a transfer to Argentina?
Yes. An alias is a short text string registered against a CBU in Argentina's interbank system. If your recipient has set up an alias with their bank, you can enter it in the app instead of the 22-digit CBU. The alias must match exactly what is registered with the recipient's bank.
Which Argentine banks are supported for bank transfers?
The supported Argentine banks are Banco de La Nación Argentina, Santander Río, Banco Provincia, HSBC Argentina, Banco Macro, and BBVA Banco Francés. The app displays the available options when you add a recipient.
How long does a bank transfer to Argentina take?
Delivery is 30 minutes to 5 business days. The in-app estimated delivery time at confirmation is the most accurate figure for your specific transfer. Transfers sent outside Argentine banking hours or on public holidays may be credited on the next business day.
Is there a fee to send a bank transfer to Argentina?
There is no per-transfer fee at the member tier. The monthly membership is $6.99 and includes money transfers to Argentina and more than 30 other countries. The exchange rate at the time of confirmation applies; the rate and the ARS amount your recipient will receive are shown in the app before you confirm.
Why should I check the exchange rate before sending to Argentina?
Argentina's foreign-exchange regulations can change, which means the USD-to-ARS rate may vary between transfers. Reviewing the rate and the ARS total in the app before confirming ensures you and your recipient know the exact amount that will be deposited.
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.