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Cheapest way to send money to Haiti from the US

Banking Basics

Cheapest way to send money to Haiti from the US

Cheapest way to send money to Haiti from the US

The cheapest transfers to Haiti carry no transfer fee and a clear rate. With MAJORITY, sending to Haiti is fee-free, paid to a MonCash wallet.

The cheapest transfers to Haiti carry no transfer fee and show the rate before you send. With MAJORITY, transfers to Haiti are fee-free and paid to a MonCash mobile wallet.

Quick answer

A money transfer to Haiti costs you two things: the transfer fee and the margin built into the exchange rate. With MAJORITY, transfers to Haiti are fee-free at the member tier, so $0 goes to a transfer fee, and you see the exchange rate before you confirm. The money is paid to a MonCash mobile wallet, and your recipient receives Haitian gourde (HTG). The $5.99 monthly membership applies separately and is not a per-transfer fee.

What you need to know

  1. MAJORITY pays transfers to Haiti into a MonCash mobile wallet, the mobile money service from Digicel.
  2. Your recipient receives Haitian gourde (HTG).
  3. Transfers to Haiti are fee-free at the member tier, so $0 goes to a transfer fee.
  4. The $5.99 monthly MAJORITY membership is separate and is not a per-transfer fee.
  5. You see the exchange rate before you confirm, so the cost is clear up front.
  6. Most transfers arrive within minutes, and the app shows the exact estimate before you send.

What makes a money transfer cheap

The price of sending money has two parts. The first is the transfer fee, a flat amount the service charges to move your money. The second is the exchange rate margin, a smaller amount added on top of the market rate when your dollars convert to the local currency. A transfer can look cheap because the fee is low, then cost more because the rate is wide. To compare fairly, look at the all-in cost: the fee plus the rate you actually get.

With MAJORITY, transfers to Haiti have no transfer fee at the member tier, and the rate is shown before you confirm. That means you can see the full cost of the transfer in the app, rather than discovering it after the money is on its way.

What it costs to send money to Haiti with MAJORITY

What you payDetail
Transfer fee$0 (fee-free at the member tier)
Membership$5.99 per month, separate from any transfer, covers your full membership
Exchange rateShown in the app before you confirm
Payout methodMonCash mobile wallet (Digicel)
Currency receivedHaitian gourde (HTG)
Typical deliveryWithin minutes (the app shows the exact estimate)

What you need to send

To send money to Haiti you need a MAJORITY account and your recipient's MonCash details. Because the money is delivered to a mobile wallet, your recipient needs a MonCash account to receive it. You can open a MAJORITY account with an international government-issued ID, such as a passport, and no Social Security number (SSN) is required.

What to do next

  1. Open or log in to your MAJORITY account.
  2. Choose Haiti as the destination and enter the amount you want to send.
  3. Add your recipient's MonCash details.
  4. Review the exchange rate and the delivery estimate shown in the app.
  5. Confirm the transfer.

How MAJORITY can help

MAJORITY is an all-in-one mobile banking app built for migrants, with money transfers to more than 30 countries, including Haiti. You can learn more about sending money with MAJORITY at majority.com.

Frequently asked questions

How much does it cost to send money to Haiti with MAJORITY?

Transfers to Haiti are fee-free at the member tier, so $0 goes to a transfer fee. The $5.99 monthly membership applies separately and is not a per-transfer fee.

How long does a transfer to Haiti take?

Most transfers arrive within minutes. The app shows the exact estimate before you confirm.

How is the money delivered in Haiti?

It is paid into a MonCash mobile wallet, the mobile money service from Digicel. Your recipient receives Haitian gourde (HTG).

Can I send a cash pickup to Haiti with MAJORITY?

Transfers to Haiti are delivered to a MonCash mobile wallet. Cash pickup is not offered for Haiti.

What currency does my recipient receive?

Your recipient receives Haitian gourde (HTG).

Do I need an SSN to open a MAJORITY account?

No. You can open a MAJORITY account with an international government-issued ID, such as a passport.


Disclosures

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.

These services are not FDIC-insured.

MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

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