How do I send money to Mexico?

Message MAJORITY on WhatsApp with nothing to download. A guided chat takes you through it: choose Mexico, enter your amount, add your recipient's details, and pick bank deposit, cash pickup, or a Mercado Pago wallet. You see the live USD-to-MXN rate and any fee before you confirm. Members can also send in the MAJORITY app.

How much does it cost to send money to Mexico on WhatsApp?

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Should I send money with WhatsApp or the MAJORITY app?

It depends on how often you send. On WhatsApp you pay a flat $1.99 per transfer with no membership and nothing to download, which works out cheaper if you send up to three times a month. From about four transfers a month, a $6.99 monthly membership costs less, because your transfer fee to Mexico drops to $0 and your MAJORITY account is included. You see the exchange rate and any fee before you confirm either way.

Is it safe to send money on WhatsApp?

Yes. You send through MAJORITY, a licensed money-transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed money-transfer partners, and you confirm the amount and the rate before any money moves. These services are not FDIC-insured.

Do I need a Social Security Number to send money to Mexico?

No SSN required. MAJORITY accepts an international government-issued photo ID and proof of US residency to open an account and send money to Mexico. On WhatsApp there's no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

How long does a transfer to Mexico take?

It depends on how your family receives the money. The fastest way to send money to Mexico is a bank deposit or a mobile wallet transfer, which usually arrive in minutes. Cash pickup is typically ready the same day at participating locations. You see the estimated delivery time before you confirm.

Where can my family receive the money in Mexico?

At a bank, in cash, or in a mobile wallet. Banks and wallets include BBVA Bancomer, Bancoppel, Azteca, Banorte, Banamex, Nu México, Santander, Spin by OXXO, HSBC, STP, Compartamos, and Banregio. Cash pickup is available at locations throughout Mexico including OXXO, Elektra, and Coppel, and is typically ready the same day. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

What do I need from my recipient in Mexico?

It depends on the delivery method. For a bank deposit, you need their 18-digit CLABE. For a Mercado Pago wallet, you need the details registered to their account. For cash pickup, you need their full name as it appears on their ID. The app and the WhatsApp chat ask for exactly what that method needs.

What exchange rate do I get for USD to MXN?

You see the live USD-to-MXN rate on screen before you confirm, along with the exact amount in Mexican pesos your family will receive. MAJORITY earns money on the foreign exchange rate on all transfers, so the rate you see already includes that.

How much can I send to Mexico?

You see your available limit in the app or in the WhatsApp chat before you send. Transfer limits apply and vary per user.

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SEND MONEY TO MEXICO

Send money to Mexico on WhatsApp with nothing to download, or in the MAJORITY app. See the live USD-to-MXN rate and any fee before you send, and track every transfer.

Where your family can receive money in Mexico

Send directly to a bank deposit, a mobile wallet like Mercado Pago, or a cash pickup location in Mexico. Their money, their way. See available methods below.

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 128 NW 28th Street, Suite 604, Miami, FL 33127