Can I get a Visa® Debit Card without a Social Security Number?

Yes. MAJORITY issues a Visa® Debit Card without requiring an SSN. You can verify your identity with a passport, Mexican matrícula consular, ITIN, driver's license, state ID, immigration ID, or another government-issued photo ID.

Can I open a bank account without an SSN?

Yes. MAJORITY offers an FDIC-insured mobile bank account with no Social Security Number required. Accepted ID documents include a valid passport, Mexican matrícula consular, ITIN, driver's license, state ID, or immigration ID. Proof of US residency is also required.

What ID documents can I use to open a MAJORITY account without an SSN?

MAJORITY accepts the following to open an account: Social Security Number (SSN), Individual Taxpayer Identification Number (ITIN), valid passport, Mexican matrícula consular, driver's license, state ID, immigration ID or residence permit, or any other government-issued photo ID.

Do I need to be a US citizen to get a MAJORITY Visa debit card?

No. MAJORITY welcomes citizens and non-citizens alike. You do not need to be a US citizen or have an SSN to open an account and receive a Visa® debit card. Simply provide a government-issued photo ID and proof of US residency.

Is the MAJORITY bank account FDIC-insured?

Yes. MAJORITY facilitates banking services through Axiom Bank N.A., Member FDIC. Your deposits are FDIC-insured.

How much does MAJORITY membership cost?

MAJORITY membership is $5.99/month. It includes a Visa® Debit Card, an FDIC-insured mobile bank account, international calling, and money transfer services with no transfer fees.

Can immigrants get a debit card and bank account with MAJORITY?

Yes. MAJORITY is designed to be accessible regardless of immigration status or citizenship. You can open an account and get a Visa® Debit Card using a passport, matrícula consular, ITIN, or other government-issued ID — no SSN required.

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Visa® Debit Card without SSN

Get a free MAJORITY Visa Debit Card whether or not you have an SSN and save with cashback, discounts, no hidden fees, and more.

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Visa Debit Card

Get a free Debit Card, no SSN required

Regardless of immigration status, everyone deserves access to basic financial services. That’s why we’re partnering with Axiom Bank, N.A. to offer an account and free Visa® Debit Card even without an SSN. Simply verify your identity with a government-issued ID, such as a passport or matrícula consular.

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About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127