SEND MONEY TO THE PHILIPPINES

Message MAJORITY on WhatsApp with nothing to download, or open the MAJORITY app and select Money transfers. A guided chat or the app takes you through it: choose the Philippines, enter your amount, add your recipient’s details, and send to their mobile wallet. You see the live USD-to-PHP rate, the delivery estimate, and any fee before you confirm.

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Both work, and the difference is price and setup. On WhatsApp you pay $1.99 per transfer with nothing to download and no ID to upload, so it suits a one-off transfer. With a membership in the app you send to the Philippines with a $0 transfer fee, and you get your full MAJORITY account, saved recipients, and your transfer history in one place. In both cases you see the rate and any fee before you confirm.

Yes. You send through MAJORITY, an authorized money transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed partners, and you confirm the amount and the rate before the money is sent. Money transfer services are not FDIC insured.

No SSN required. You open your MAJORITY account with a passport or other approved government-issued ID and proof of US residency, then send money to the Philippines. On WhatsApp there’s no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

Transfers to a GCash or Maya wallet usually arrive in minutes. A few take longer, so you see the delivery estimate before you confirm.

In their mobile wallet. The money goes straight to their GCash wallet using their Philippine mobile number, and Maya, formerly PayMaya, is supported too. Today the mobile wallet is how money reaches the Philippines, and it arrives in Philippine pesos. Confirm your recipient’s wallet and mobile number in the app before you send, because available options can change.

Two things: their full name as it appears on their ID, and the Philippine mobile number registered to their GCash or Maya wallet, a 10-digit number starting with 9. That mobile number is the wallet account, so it is the one detail to check twice. Their name and their number are all the recipient details you need.

You get the live USD-to-PHP rate shown in the app or the WhatsApp chat at the moment you send, and you see it before you confirm along with any fee and the exact amount in Philippine pesos your family receives. Rates move during the day, so the number you see at confirmation is the one that applies. MAJORITY earns money on the foreign exchange rate on all transfers.

You see your available limit in the app or in the WhatsApp chat before you send, and it depends on your account, how long you have been with MAJORITY, and the details you have verified. Transfer limits apply and vary per user.