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SEND MONEY TO KENYA

Save with competitive exchange rates on mobile money transfers to Kenya.

How your family receives money in Kenya

Send straight to your family’s M-Pesa wallet in Kenya with their mobile number, or to a bank deposit. See below where they can receive.

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Availability and delivery times vary by wallet provider and receiving bank.

The basics, up front

Fee icon: a $0 transfer fee with a membership, or $1.99 per transfer

A $0 transfer fee with a MAJORITY membership, or $1.99 per transfer on WhatsApp.

Delivery icon: M-Pesa wallet or bank deposit delivery in Kenya

Your family receives money in their M-Pesa wallet or as a bank deposit, in Kenyan shillings.

ID icon: no Social Security Number needed to open a MAJORITY account

No SSN needed, just a passport or other approved ID. No ID needed for WhatsApp.

Clock icon: delivery times for money transfers to Kenya

Transfers to M-Pesa and bank deposits usually arrive within minutes to hours.

Pick how you pay

Two ways to send money to Kenya. Pay per transfer on WhatsApp with no membership, or become a member if you send often. You see the live USD-to-KES rate and any fee before you confirm.

Pay per transfer

$1.99

No membership

  • No monthly fee
  • Nothing to download
  • Pay only when you send
  • Best for sending once in a while
All-in-one

$6.99

Membership

  • $0 transfer fee to Kenya
  • Send money, top up phones, and manage it all in one app
  • Your MAJORITY account, included
  • Best for sending weekly or a few times a month

RECOMMENDED BY KENYANS

Built for trust. Backed by people.

Shield icon: encrypted and monitored money transfers

Your money is protected. Every transfer is encrypted and monitored.

Chat icon: support in Spanish or English

Support in your language. English or Spanish by chat, phone, or WhatsApp.

Badge icon: US-licensed money transfer service

US-licensed and compliant. We work with authorized partners.

FAQ

Guides to sending money to Kenya

Banking BasicsPerson using a mobile app to send money to Kenya in 2026, showing M-Pesa delivery option with KES amount and exchange rate

·8 min read

Best way to send money to Kenya in 2026

The best way to send money to Kenya in 2026 combines M-Pesa mobile wallet delivery, transparent total cost, and fast settlement for your recipient.

Banking BasicsMigrant in the US sending money to Kenya via M-Pesa mobile wallet on a smartphone, with a USD-to-KES exchange-rate calculator on screen

·8 min read

Cheapest way to send money to Kenya from the US

The cheapest Kenya transfer pairs a low or zero per-transfer fee with a tight exchange-rate margin and a delivery method your recipient can actually use.

Banking BasicsPerson using a mobile phone to send US dollars to a Kenyan bank account in Kenyan shillings via the MAJORITY app

·8 min read

How to send a bank transfer to Kenya with MAJORITY

To send a bank transfer to Kenya with MAJORITY, enter your recipient's account number, name, and bank, then confirm the rate and amount in the app.

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.


The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.


Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/


The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.


*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.


**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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