SEND MONEY TO GUATEMALA

Message MAJORITY on WhatsApp with nothing to download, or open the MAJORITY app and select Money transfers. A guided chat or the app takes you through it: choose Guatemala, enter your amount, add your recipient’s details, and pick bank deposit or cash pickup. You see the live USD-to-GTQ rate, the delivery estimate, and any fee before you confirm.

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Both work, and the difference is price and setup. On WhatsApp you pay $1.99 per transfer with nothing to download and no ID to upload, so it suits a one-off transfer. With a membership in the app you send to Guatemala with a $0 transfer fee, and you get your full MAJORITY account, saved recipients, and your transfer history in one place. In both cases you see the rate and any fee before you confirm.

Yes. You send through MAJORITY, an authorized money transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed partners, and you confirm the amount and the rate before the money is sent. Money transfer services are not FDIC insured.

No SSN required. You open your MAJORITY account with a passport or other approved government-issued ID and proof of US residency, then send money to Guatemala. On WhatsApp there’s no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

It depends on the method. Bank deposits usually arrive within the hour. Cash pickup takes longer: most transfers are ready within a day. You see the delivery estimate for your chosen method before you confirm.

Two ways. A bank deposit to their account at Banrural, Banco Industrial, Banco G&T Continental, Bantrab, Banco Agromercantil (BAM), Banco Azteca Guatemala, or BAC Credomatic. Or cash pickup at a Banco Industrial, Banco G&T Continental, Bantrab, or Banco Agromercantil (BAM) branch. Bank deposit and cash pickup are the only two options in Guatemala today. Confirm your recipient’s bank or pickup point in the app before you send, because available options can change.

For a bank deposit: their full name as it appears on their ID and their account number at a Guatemalan bank. For cash pickup: their full name as it appears on their ID and their phone number. They collect cash with a valid government-issued photo ID and the pickup code you share with them.

You get the live USD-to-GTQ rate shown in the app or the WhatsApp chat at the moment you send, and you see it before you confirm along with any fee and the exact amount in quetzales your family receives. Rates move during the day, so the number you see at confirmation is the one that applies. MAJORITY earns money on the foreign exchange rate on all transfers.

You see your available limit in the app or in the WhatsApp chat before you send, and it depends on your account, how long you have been with MAJORITY, and the details you have verified. Transfer limits apply and vary per user.