Can I open a bank account without a Social Security Number?

Yes. MAJORITY offers an FDIC-insured mobile bank account with no SSN required. You can verify your identity with a passport, Mexican matrícula consular, ITIN, driver's license, state ID, immigration ID, or another government-issued photo ID. Proof of US residency is also required.

What ID documents can I use to open a MAJORITY account without an SSN?

MAJORITY accepts a Social Security Number (SSN), Individual Taxpayer Identification Number (ITIN), valid passport, Mexican matrícula consular, driver's license, state ID, immigration ID or residence permit, or any other government-issued photo ID. You'll also need to provide proof of US residency.

Do I need to be a US citizen to open a MAJORITY account?

No. MAJORITY welcomes citizens and non-citizens alike. You do not need to be a US citizen or have an SSN to open an account. Simply provide a government-issued photo ID and proof of US residency.

Is the MAJORITY bank account FDIC-insured?

Yes. MAJORITY facilitates banking services through Axiom Bank N.A., Member FDIC. Your deposits are FDIC-insured up to applicable limits.

Does the MAJORITY account come with a debit card?

Yes. Every MAJORITY account includes a Visa® Debit Card you can use anywhere Visa is accepted in the United States and worldwide. The card ships with your account opening.

How much does MAJORITY membership cost?

MAJORITY membership is $5.99/month. It includes an FDIC-insured mobile bank account, a Visa® Debit Card, international calling, and unlimited money transfer services with no transfer fees.

Can immigrants get a bank account with MAJORITY?

Yes. MAJORITY is designed to be accessible regardless of immigration status or citizenship. You can open an account using a passport, matrícula consular, ITIN, or other government-issued photo ID — no SSN required.

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Mobile banking without SSN

We're making banking more accessible. Open an account with a passport, matrícula consular, or other government-issued ID if you don't have an SSN.

*The MAJORITY app facilitates banking services through Axiom Bank N.A., Member FDIC.

Majority Account

Get an account without SSN

Regardless of immigration status, everyone deserves access to basic financial services. Open an account and get a Visa® debit card even without an SSN. Simply verify your identity with a government-issued ID, such as a passport or matrícula consular.

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About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127