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Terms of use

Load $20 and Get $20 Promo

These Terms and Conditions (“Offer Terms”) govern the participation in the LOAD $20 GET $20 promotion (the “Offer”) offered by Majority USA, LLC (“Majority”). BY PARTICIPATING IN THIS OFFER, YOU AGREE TO THESE OFFER TERMS. 

Offer Period: This Offer is available from 08/28/2025(“Offer Start Date”) to 09/28/2025 (“Offer End Date”)

Eligibility:  This Offer is exclusively available to new users that (a) have previously opened a bank account at Axiom Bank, N.A. through the Majority App (the “Majority Account”); (b) successfully completed the Know Your Customer (KYC) process with Majority; (c) began the 30-day free trial membership period (“Trial Membership Period”); (d) have not made a “Qualifying Deposit” in the first 21 days of their Trial Membership Period; (e) reside in the U.S; and (f) are 18 years of age or older (an “Eligible Participant”).

This Offer is limited to one redemption per Eligible Participant.

A “Qualifying Deposit” is one or more deposits that are made into Eligible Participant’s Majority Account through (a) ACH transfers, (b) inbound wire transfers, (c) cash deposits made at qualifying retailers specified in the Majority App (d) peer-to-peer transfer services (other than Majority Pay), (e) mobile deposit of checks, (f) external debit card transfers or (g) recurring direct deposits from Eligible Participant’s employer, payroll provider, gig economy payer, benefits payer or government agency.

Offer Redemption Conditions: To redeem the Offer, Eligible Participants must, during the Offer Period and within their respective Trial Membership Periods, load a minimum of USD $20.00 in a single Qualifying Deposit. This Offer is only eligible to be claimed on the first deposit; provided that if a Qualifying Deposit is subject to cancellation or refund after the Trial Membership Period ends and the Eligible Participant had the $20.00 reward credited to their Majority Account, Majority reserves the right to deduct that credit from such participant’s Majority Account. Participating cash deposit retailers can be found in the MAJORITY App by navigating to: “Add Money.”

The $20 reward will be credited to the Eligible Participant’s Majority Account within 30 days following verification of the Offer Redemption Conditions.


Limitations: This Offer cannot be used in conjunction with any other offers, promotions or discounts and is non-transferable.


General: Additional terms and conditions also apply, please see section 6.2 of the MAJORITY Terms of Service for more details. Majority reserves the right to alter or withdraw this Offer at any moment without prior notice. Majority’s decisions regarding the eligibility of a participant and the satisfaction of the Offer Redemption Conditions are final.

Customer Service: For inquiries or assistance regarding this Offer, contact MAJORITY’s customer service via the App, by email at [email protected], or by calling 1 (855) 553-3388.

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The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.


The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.


Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/


The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.


*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.


**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127