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MAJORITY Membership Fee: To be eligible to apply and maintain access to your Card Account, you must keep your MAJORITY Membership Subscription in good standing by paying a fee of $5.99 per month (up to $71.88 per year), subject to promotions made available in our sole discretion.s
Interest Rates and Interest Charges
|
Annual Percentage Rate (APR) for Purchases |
25% |
|
Penalty APR and When it Applies |
None |
|
How to Avoid Paying Interest on Purchases |
Your due date is at least 21 days after the close of each billing cycle. We will not charge interest on new purchases if you pay your entire balance by the due date each month. |
|
Minimum Interest Charge |
None |
|
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
Fees
Transaction Fees
| Foreign transaction |
None |
Penalty Fees
|
Late Payment |
Up to $25 |
|
Over-the-Credit Limit |
None |
|
Returned Payment |
Up to $25 |
How We Calculate Your Balance. We use a method called “average daily balance (including new purchases).”
Security Interest. We take a security interest in the funds you deposit into the Collateral Account, which secures the amounts you owe us under this Agreement. These Collateral Account funds cannot be accessed by you while you owe us any money.
Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in this Agreement.