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How to send money to the Dominican Republic with MAJORITY

Banking Basics

How to send money to the Dominican Republic with MAJORITY

How to send money to the Dominican Republic with MAJORITY

To send money to the Dominican Republic with MAJORITY, open the app, select the Dominican Republic, choose a delivery method, add the recipient, and confirm.

To send money to the Dominican Republic with MAJORITY, open the app, select the Dominican Republic, choose a delivery method, add the recipient, and confirm.

Quick answer

The Dominican Republic is a supported destination with three main delivery methods: bank transfer to a Dominican bank or savings-and-loan association, mobile wallet deposit to the BHD Wallet (Billet), and cash pickup at Caribe Express, BanReservas, or Banco BHD branches. You set up the transfer in the app, pick the Dominican Republic, choose the method that fits your recipient, enter their details, and confirm. The funds are delivered in Dominican pesos (DOP) at the exchange rate the app shows you before you confirm.

What you need to know

  1. To send money to the Dominican Republic from the US, you need an active account, a destination delivery method, and the recipient's name and contact details for that method.
  2. The Dominican Republic supports three delivery methods: bank transfer to institutions such as BanReservas, Banco BHD, Banco Popular Dominicano, or one of the asociaciones (30 minutes to 5 business days), mobile wallet to the BHD Wallet (Billet) (minutes to hours), and cash pickup at Caribe Express, BanReservas, and Banco BHD (same day at participating locations).
  3. The account is opened in the app with a government-issued ID such as a passport, a US driver's license, or a matrícula consular; an SSN is not required to open the account.
  4. Transfers can be initiated from the app on your phone; members can also start a Dominican Republic transfer by messaging on WhatsApp, which routes into the same destination.
  5. The funds are delivered in Dominican pesos at the live USD-to-DOP exchange rate the app quotes before you confirm.
  6. With the membership at $5.99 per month, money transfers to supported countries are fee-free at the member tier, regardless of delivery method, so there is no per-transfer charge stacked on top of the membership.

Before you send: opening an account

Sending money to the Dominican Republic starts with an active account in the US. The account is opened in the app and verified with a government-issued ID. You do not need an SSN to open the account.

Accepted IDs include:

  • Passport from your country of origin
  • Driver's license issued by a US state
  • Matrícula consular issued by your country's consulate in the US
  • Other government-issued IDs accepted in the in-app verification process

The app walks you through the steps: provide your name and address, upload a photo of your ID, take a selfie for identity verification, and submit. Once the account is active, you can fund it and send to the Dominican Republic.

How to send money to the Dominican Republic, step by step

These are the sender-side steps, from opening the app to seeing the transfer marked complete.

  1. Open the app and sign in.
  2. Tap Send money and select Dominican Republic as the destination country.
  3. Enter the amount you want to send in US dollars. The app shows the live USD-to-DOP exchange rate, the DOP amount your recipient will receive, and the estimated delivery time before you confirm.
  4. Choose the delivery method: bank transfer, mobile wallet, or cash pickup.
  5. Enter the recipient's details for that method.
    • For bank transfer: receiving institution (BanReservas, Banco BHD, Banco Popular Dominicano, an asociación, or another supported partner), account number, full legal name, phone number.
    • For mobile wallet: the BHD Wallet (Billet), phone number registered to the wallet, recipient name.
    • For cash pickup: recipient name as it appears on their ID, phone number, and the pickup location (Caribe Express, BanReservas, or Banco BHD).
  6. Review the summary: exchange rate, DOP amount the recipient will receive, delivery method, recipient details, and any cost.
  7. Confirm the transfer. Track the status in the app under your wallet or transfers tab; it moves from Pending to Completed when the funds reach the recipient.

Which delivery method to choose

The Dominican Republic destination supports three delivery methods. The table below summarizes the trade-offs so you can match the method to your recipient's situation.

Delivery method What your recipient needs Typical speed Best for
Bank transfer to a Dominican institution An account at BanReservas, Banco BHD, Banco Popular Dominicano, Banco Santa Cruz, Banesco Banco Múltiple, The Bank of Nova Scotia, one of the savings-and-loan associations such as Asociación Cibao, Asociación Popular, or Asociación La Nacional, or another supported partner 30 minutes to 5 business days, depending on the receiving institution Recipients with a Dominican account who do not need the funds the same hour
Mobile wallet deposit A BHD Wallet (Billet) account on the recipient's phone Minutes to hours Recipients who already use a phone-based wallet for daily spending
Cash pickup at a partner location A government-issued ID at a participating partner, including Caribe Express, BanReservas, and Banco BHD branches Same day at most participating locations Recipients without an account or wallet, or who need cash in hand the same day

The fastest method depends on the recipient. Mobile wallet deposits to the BHD Wallet (Billet) typically arrive in minutes when the recipient's phone number is active and the wallet is registered. Cash pickup at Caribe Express, BanReservas, or Banco BHD is usually available within the same day. Bank transfer is the most common option for monthly support transfers to a household in the Dominican Republic, and after your first successful transaction most Dominican Republic transfers are instant.

What information you need from your recipient

The exact fields depend on the delivery method, but the core details below cover the three Dominican Republic delivery methods.

  1. Full legal name. Exactly as it appears on the recipient's ID or account.
  2. Phone number. A Dominican mobile number registered to the wallet, used for bank notifications, or available at the pickup counter.
  3. Receiving institution or pickup location. The exact Dominican bank or asociación for a bank transfer (BanReservas, Banco BHD, Banco Popular Dominicano, an asociación, or another supported partner), the wallet provider (the BHD Wallet (Billet)) for a mobile wallet deposit, or the partner branch for cash pickup (Caribe Express, BanReservas, or Banco BHD).
  4. Account number (bank transfer only). The full account number as it appears on the recipient's statement or app, with no spaces or trimmed leading zeros.
  5. Cédula on file at the institution (bank transfer only, informational). The recipient's Cédula de Identidad y Electoral is typically already on file at their Dominican bank or asociación and is used by the institution to match inbound deposits to the correct account holder; you do not enter the cédula in the MAJORITY app.

Confirming these details in writing with your recipient before you start the transfer is the easiest way to avoid typos that can delay or block the delivery.

How much does it cost to send money to the Dominican Republic?

The cost of a Dominican Republic transfer at the member tier has one component: the exchange-rate margin. With the membership at $5.99 per month, money transfers to supported countries are fee-free regardless of delivery method, so there is no per-transfer charge stacked on top of the membership cost.

The exchange rate the app shows you before confirmation is the rate applied to the conversion from USD to DOP. The total DOP amount the recipient receives is the number you see on the confirmation screen.

Tracking and resolving issues

Every Dominican Republic transfer is visible in the transfers tab inside the app. The status moves through Pending, In Progress, and Completed; if a transfer is held for additional verification, the app prompts you in-flow.

Common reasons a Dominican Republic transfer can be delayed or returned:

  • A typo in the recipient's account number, full legal name, or phone number.
  • The recipient's institution is not on the supported list (a small minority of institutions are not yet supported).
  • A first-time inbound transfer to a recipient at a Dominican institution that runs an additional compliance check (later transfers to the same recipient are typically faster).
  • An unusual transfer amount that triggers additional verification on the US side.

If a transfer is returned, the funds usually settle back to your balance within a few business days. The cleanest fix is to re-confirm the recipient's details and resend.

What to do next

  1. Open or sign in to the app to get started.
  2. Confirm with your recipient which delivery method works best: bank transfer, mobile wallet to the BHD Wallet (Billet), or cash pickup at Caribe Express, BanReservas, or Banco BHD.
  3. Collect the recipient's full legal name, phone number, and any method-specific details such as the receiving institution and account number for a bank transfer, or the pickup branch for cash pickup.
  4. Enter the amount, review the DOP amount your recipient will receive and the estimated delivery time, and confirm.
  5. Track the status in the app and stay reachable in case the receiving partner asks the recipient for an additional detail.

How MAJORITY can help

MAJORITY is a financial membership for migrants and newcomers in the US, and the Dominican Republic is one of the supported money-transfer routes. The destination covers bank transfers to BanReservas, Banco BHD, Banco Popular Dominicano, Banco Santa Cruz, Banesco Banco Múltiple, The Bank of Nova Scotia, and the savings-and-loan associations including Asociación Cibao, Asociación Popular, and Asociación La Nacional, mobile wallet sends to the BHD Wallet (Billet), and cash pickup at Caribe Express, BanReservas, and Banco BHD branches. The membership is $5.99 per month and includes money transfers at the member tier in supported countries, with the DOP amount the recipient will receive shown in the app before each transfer is confirmed.

Frequently asked questions

How do I send money to the Dominican Republic from the US?

Open the app, sign in, tap Send money, and select the Dominican Republic as the destination. Choose a delivery method (bank transfer to a Dominican bank or asociación, mobile wallet to the BHD Wallet (Billet), or cash pickup at Caribe Express, BanReservas, or Banco BHD), enter the recipient's details, review the DOP amount and exchange rate, and confirm.

Can I send money to the Dominican Republic via WhatsApp?

Yes, members can initiate a Dominican Republic transfer by messaging on WhatsApp. The WhatsApp flow asks for the same details as the app and routes into the same Dominican Republic destination, with the DOP amount and exchange rate shown before you confirm.

Do I need an SSN to send money to the Dominican Republic?

No, you do not need an SSN to open an account or to send money to the Dominican Republic. Accepted IDs at account opening include a passport, a US driver's license, a matrícula consular, and other government-issued IDs supported in the in-app verification process.

Which delivery method is fastest for the Dominican Republic?

Mobile wallet deposits to the BHD Wallet (Billet) are typically the fastest, arriving in minutes to hours when the recipient's phone is active. Cash pickup at Caribe Express, BanReservas, or Banco BHD is usually available the same day. Bank transfers to a Dominican institution arrive in 30 minutes to 5 business days, depending on the receiving bank or asociación, and after your first successful transaction most Dominican Republic transfers are instant.

What information do I need from my recipient in the Dominican Republic?

You need the recipient's full legal name and Dominican phone number, plus method-specific details: the receiving institution (BanReservas, Banco BHD, Banco Popular Dominicano, an asociación, or another supported partner) and account number for a bank transfer; the wallet (the BHD Wallet (Billet)) and phone number for a mobile wallet deposit; and the pickup branch (Caribe Express, BanReservas, or Banco BHD) for cash pickup.

How much does it cost to send money to the Dominican Republic?

With the membership at $5.99 per month, money transfers to supported countries are fee-free at the member tier, regardless of delivery method. The exchange rate applied to the USD-to-DOP conversion is shown in the app before you confirm the transfer, so the total DOP amount the recipient will receive is visible up front.

Disclosures

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.

MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

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