How to send a bank transfer to Honduras with MAJORITY

To send a bank transfer to Honduras with MAJORITY, open the app, pick Honduras, enter the recipient's bank account details, and confirm in lempira (HNL).

To send a bank transfer to Honduras with the app, open it, pick Honduras, enter the recipient's bank account details, and confirm in lempira (HNL).

Quick answer

A bank transfer to Honduras through the app moves money from your sending account in the US to your recipient's account at a Honduran bank. You enter the recipient's name as it appears on their ID, their account number at the receiving bank, and the amount in US dollars. The app shows the exchange rate and the amount the recipient will receive in Honduran lempira (HNL) before you confirm. Most Honduras transfers arrive within minutes.

What you need to know

The recipient needs an account at a supported Honduran bank; this destination connects to 13 named institutions covering most of the country.
The recipient's full name on the transfer must match the name on their bank account and on their Honduran DNI.
The transfer is sent in US dollars from the app and delivered to the recipient in Honduran lempira (HNL) at the exchange rate shown before you confirm.
Most Honduras bank transfers settle within minutes; the broader range is 30 minutes to 5 business days, depending on the receiving bank.
You only need a few details from the recipient: their full legal name, the Honduran bank where they hold the account, and their account number at that bank.

Before you start: what you need from your recipient

A bank transfer to Honduras is faster and cleaner when you have the correct details on the first try. Gather these from your recipient before opening the app:

Full legal name as it appears on their Honduran ID (DNI) and on their bank account. Honduran banks reject transfers when the name on the incoming wire does not match the account holder's records.
Receiving bank (the specific Honduran institution where they hold the account, for example Banco Atlántida, Banco Ficohsa, or Banrural).
Account number at that bank. The account-number format varies by Honduran bank, so ask the recipient to confirm it directly from their statement, banking app, or branch.
City of residence, if the app asks for it. Some Honduran banks use the city field to route transfers to the correct branch.
Phone number (optional but useful). The receiving bank may send the recipient an text confirmation when the transfer lands.

You do not need to share the recipient's DNI number with the app. The Honduran bank verifies the recipient's identity on their side using the DNI when the account was opened; the sending app only needs the account number and the name on the account.

Honduran banks supported on this destination

Bank transfers to Honduras land directly in the recipient's account at one of 13 named institutions. The intercom support article for this destination lists these partners.

Honduran bank	Notes for the recipient
Banco Atlántida	One of the largest Honduran banks, with a broad branch network
Banco de Occidente	Long-standing Honduran commercial bank
Banco Ficohsa	Major Honduran commercial and retail bank
Banco de Honduras	National commercial bank
Banrural	Banco Hondureño para la Producción y la Vivienda, common for rural and agricultural recipients
Banco del País	Honduran commercial bank
Banco Azteca de Honduras	Honduran subsidiary of Banco Azteca
Banco de América Central Honduras	Part of the BAC Credomatic group
Banco Davivienda Honduras	Honduran arm of Davivienda
Banco Lafise Honduras	Honduran arm of Grupo Lafise
Banco Popular	Honduran commercial bank
Banco Hondureño del Café	Sector-focused Honduran bank
Cooperativa de Ahorro y Crédito Elga Limitada	Honduran savings-and-credit cooperative

If your recipient holds an account at one of these institutions, a bank transfer arrives directly in that account. If their account is at a different Honduran bank, cash pickup at participating branches of Banco Atlántida, Banco de Occidente, or Cooperativa de Ahorro y Crédito CACIL is the alternative supported delivery method.

Step-by-step: send a bank transfer to Honduras

The bank-transfer flow inside the app is the same on iOS and Android. The seven steps below cover sending a transfer to Honduras from start to finish.

Open the app and tap the Send Money tab.
Select Honduras as the destination country. The flag appears next to the country name in the destination selector.
Select Bank transfer as the delivery method. The other supported method for this destination is cash pickup; choose bank transfer if your recipient has an account at one of the supported Honduran banks listed above.
Choose the receiving bank from the supported-banks list. The app shows the 13 supported Honduran institutions.
Enter the recipient's details: their full legal name as it appears on their DNI and bank account, their account number at the receiving bank, and any additional fields the app requests (city, phone number).
Enter the USD amount you want to send. The app shows the live exchange rate, the amount the recipient will receive in Honduran lempira (HNL), and the estimated delivery time before you confirm.
Review and confirm. Once you tap confirm, the transfer is sent and you receive an in-app receipt with a tracking reference. Most Honduras transfers complete within minutes.

You can save the recipient's details so future transfers to the same account take only a few taps.

How long a Honduras bank transfer takes

Speed depends on the receiving bank and on whether the transfer is sent during Honduran banking hours, but this destination is one of the faster ones overall.

Typical case: most Honduras bank transfers settle within minutes, according to the support article for this destination.
Range: the broader bank-transfer envelope across all supported countries is 30 minutes to 5 business days, depending on the receiving institution and any compliance checks on the receiving side.
What slows things down: a name mismatch between the transfer and the Honduran bank account, an incorrect account number, or a receiving bank that processes incoming international wires only during local business hours.

You can see the estimated delivery time in the app before you confirm. If a transfer takes longer than the estimate shown, the receipt screen has a tracking reference you can share with support.

Currency, exchange rate, and what your recipient receives

A Honduras bank transfer is converted from US dollars to Honduran lempira (HNL) at the rate shown in the app at the moment you confirm. The recipient's bank credits the HNL amount to their account.

A few practical points to keep in mind:

The exchange rate the app shows is the rate that will be applied to the transfer, not an estimate. The HNL figure quoted before you confirm is what the recipient receives, assuming the receiving bank does not deduct its own correspondent-bank fee.
HNL moves relatively gradually against the dollar, but the rate at the moment of sending is what counts; rates fluctuate throughout the day on global currency markets.
The receiving Honduran bank may, in rare cases, deduct a small correspondent-bank fee on incoming international wires. This varies by bank and is set by the receiving institution, not by the sending app.

How fees work on Honduras transfers

The total cost of a transfer is therefore the membership cost spread across your monthly transfer volume, plus the $3.00 network fee on each transfer, plus the exchange-rate margin built into the USD-to-HNL conversion shown in the app. If you send to Honduras once a month, the per-transfer cost equivalent of the membership is $5.99, plus the $3.00 network fee. If you send four times a month, the membership spreads to about $1.50 per transfer, and the $3.00 network fee applies to each send.

What to do next

Ask your recipient which Honduran bank they hold an account at, and confirm it is one of the 13 supported institutions listed above.
Get the recipient's account number and the exact spelling of their full legal name as it appears on their DNI and bank account.
Open the app, select Honduras, select bank transfer, and enter the details.
Review the exchange rate, the HNL amount the recipient will receive, and the estimated delivery time before confirming.
Save the recipient's details after the first successful transfer to speed up future sends.

Related MAJORITY resources

MAJORITY is a financial membership for migrants in the US. On the Honduras destination, the membership supports bank transfers in Honduran lempira (HNL) to 13 named institutions including Banco Atlántida, Banco Ficohsa, Banrural, and Banco de Occidente, plus cash pickup at participating branches of Banco Atlántida, Banco de Occidente, and Cooperativa de Ahorro y Crédito CACIL. Members see the exchange rate and estimated delivery time in the app before each transfer is confirmed.

To get started directly:

Frequently asked questions

How do I send a bank transfer to Honduras?

Open the app, tap Send Money, select Honduras as the destination, select bank transfer as the delivery method, choose the recipient's Honduran bank from the supported-banks list, enter the recipient's full legal name and account number, enter the USD amount, review the exchange rate and HNL amount, and confirm. Most Honduras transfers complete within minutes.

Which Honduran banks can I send money to?

The destination supports bank transfers to 13 named Honduran institutions: Banco Atlántida, Banco de Occidente, Banco Ficohsa, Banco de Honduras, Banrural, Banco del País, Banco Azteca de Honduras, Banco de América Central Honduras, Banco Davivienda Honduras, Banco Lafise Honduras, Banco Popular, Banco Hondureño del Café, and Cooperativa de Ahorro y Crédito Elga Limitada.

What information do I need to send a bank transfer to Honduras?

You need the recipient's full legal name as it appears on their DNI and bank account, the name of their Honduran bank (one of the 13 supported institutions), and their account number at that bank. The app may also ask for the recipient's city and phone number.

How long does a bank transfer to Honduras take?

Most Honduras bank transfers settle within minutes, per the support article for this destination. The broader range across all supported countries is 30 minutes to 5 business days, depending on the receiving bank. The estimated delivery time is visible in the app before you confirm.

What currency does the recipient get on a Honduras bank transfer?

The recipient receives Honduran lempira (HNL) credited to their account at the receiving Honduran bank. The exchange rate that will apply is shown in the app before you confirm the transfer, along with the exact HNL amount the recipient will receive.

Is there a fee for a bank transfer to Honduras?

Your $5.99 monthly membership includes Honduras transfers, and each one carries a $3.00 network fee per transaction, shown in the app before you confirm. The $3.00 fee is the same whether you send by bank transfer or cash pickup. The exchange rate at the moment of sending also applies, and the rate plus estimated delivery time are shown in the app before each transfer is confirmed.

Disclosures

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.

MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

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