If you are Colombian and are in the United States, opening an account is a key step in managing your money. Having an account will allow you to make purchases with a debit card, perform quick transfers, and manage your finances more easily.
Get ready, because now we are going to share some options for opening an account in the United States and what you should consider during the process.
Opening an account with traditional banks
Traditional banks in the United States, such as CitiBank and Bank of America, offer accounts with debit cards that you can use for purchases, online payments, and ATM withdrawals.
However, in some cases, opening an account at these banks may require a Social Security Number (SSN), as this document is one of the most common requirements to complete the process. This could make the process of opening an account longer and more complicated, which could be an inconvenience if you have just arrived in the United States or do not yet have all the required documents.
What other options are there?
If you prefer a quicker option with fewer requirements, there are alternatives like MAJORITY, which are specifically designed to make the account opening process much easier.
With MAJORITY, you don’t need a Social Security Number or many of the traditional documents that other banks require. This makes opening your account more accessible and faster, which is ideal if you don’t have all the documents requested by traditional banks.
You can get a debit card that allows you to make purchases and pay online. All of this without having to go through a long or complicated process.
So, what is the best option for opening an account in the United States?
While traditional banks like CitiBank and Bank of America offer comprehensive services, in some cases, their account-opening process can be lengthy and require several documents. However, if you're looking for a more efficient and accessible option, alternatives like MAJORITY allow you to open an account more easily, with fewer requirements. This will allow you to start managing your money quickly and effectively, without additional complications.