5 tips to shop safely online

Money 101

5 tips to shop safely online

5 tips to shop safely online

Plus how MAJORITY helps keep your purchases safe

Online shopping makes all of our lives easier. However, it's essential to understand the basics of safe online shopping. Here’s five valuable tips to ensure a secure online shopping experience.

1. Be careful of free trials and subscriptions

Many online platforms offer free trials or subscriptions to attract customers, but it's important to approach them with caution. Before signing up for any free trial, keep in mind that most companies automatically charge you once the trial period ends. Keep track of trial expiration dates, and if you decide not to continue the subscription, cancel it before the trial period ends. This will prevent unexpected charges and safeguard your financial information.

2. Be careful with online gaming sites

Online gaming sites can be entertaining, but they also come with risks. When using such platforms, only download games from reputable sources, such as official app stores or authorized websites. Be careful of websites that prompt you to download additional software or plugins, as they may contain malware. You should also avoid sharing personal information, such as debit card details, on gaming platforms. Stick to trusted sites to ensure a secure gaming experience.

3. Require approval to avoid unwanted purchases

If a family member, especially a child or teenager is using your  phone, tablet, or another electronic device linked to an Apple or Google account, they may accidentally make purchases without your knowledge. The easiest way to avoid this is to require approval to make purchases. You can add password confirmation in your Apple or Google settings. It’s a fast and easy way to avoid any unwanted purchases.

4. Only shop on trusted websites

When shopping online, it's important to only use reputable websites to safeguard your personal and financial information. Look for websites with secure payment options, such as SSL encryption. You can tell it’s safe, because there’s a padlock icon in the address bar. Avoid entering your debit card details on websites that seem suspicious or lack security measures. If a deal seems too good to be true, it probably is. Stick to well-known online retailers to reduce the risk of falling victim to scams.

5. Use secure payment methods

When making online purchases, choose secure payment methods to protect your financial information. After you’ve made the purchase, regularly check your bank and credit card statements to identify any unauthorized transactions as soon as possible.

Bonus tip: Keep software and antivirus programs updated

Maintaining up-to-date software and antivirus programs is important for online safety. Regularly update your web browser and security software to protect against potential threats. Enable automatic updates whenever possible to make sure your device stays protected against the latest security risks.

Navigating the online shopping landscape can be intimidating. By following these safety tips, you can enhance your online shopping experience and protect yourself from potential risks. Stay informed and vigilant to enjoy the convenience of online shopping while safeguarding your personal and financial information.